Punjab National Bank
GARWHA Branch
RBI Sourced
Official branch credentials for Punjab National Bank located in JHARKHAND, JHARKHAND.
Banking Data Matrix
Other Punjab National Bank Branches in JHARKHAND
6 more Punjab National Bank branches found in JHARKHAND, JHARKHAND
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code PUNB0405100
Follow these step-by-step instructions to use the IFSC code PUNB0405100 for sending money to Punjab National Bank GARWHA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Punjab National Bank
- Enter IFSC Code: PUNB0405100
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: PUNB0405100
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: PUNB0405100
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Punjab National Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Punjab National Bank
About Punjab National Bank GARWHA
Punjab National Bank GARWHA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code PUNB0405100 is decoded as: bank identifier PUNB (Punjab National Bank) and branch code 405100, which uniquely identifies this GARWHA location. This branch reports MICR 822024102 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is GARWHA in GARHWA ,JHARKHAND district, JHARKHAND, JHARKHAND. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Punjab National Bank GARWHA branch in JHARKHAND.
What is the IFSC code of Punjab National Bank GARWHA branch?
Where is the Punjab National Bank GARWHA branch located?
Which fund-transfer methods are supported at Punjab National Bank GARWHA?
What is the MICR code of Punjab National Bank GARWHA?
What are the typical banking hours at Punjab National Bank GARWHA?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab National Bank customers in JHARKHAND.