Punjab National Bank SAHNEWAL Branch IFSC Code, Address & Phone - DISTT LUDHIANA, PUNJAB | IFSCTeam Skip to Main Content
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Punjab National Bank
SAHNEWAL Branch
RBI Sourced

Official branch credentials for Punjab National Bank located in DISTT LUDHIANA, PUNJAB.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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PUNB0444900
Institutional Data Node

Banking Data Matrix

MICR Code
141024041
Used for cheque clearing at RBI
BSR Code
0323284
Required for TDS & IT return filings
Branch Code
444900
Unique to SAHNEWAL in DISTT LUDHIANA
Swift Code (Intl)
PUNBINBB
For international wire transfers
Node Status
Verified
Bank Identifier
PUNB
Identifies Punjab National Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
141120
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"PNB, VILLAGE AND PO - SAHNEWAL"

📍 District: LUDHIANA 📮 PIN: 141120
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PUNB0444900

Follow these step-by-step instructions to use the IFSC code PUNB0444900 for sending money to Punjab National Bank SAHNEWAL branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab National Bank
  4. Enter IFSC Code: PUNB0444900
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PUNB0444900
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PUNB0444900
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PUNB0444900
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab National Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab National Bank

About Punjab National Bank SAHNEWAL

Punjab National Bank SAHNEWAL is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PUNB0444900 is decoded as: bank identifier PUNB (Punjab National Bank) and branch code 444900, which uniquely identifies this SAHNEWAL location. This branch reports MICR 141024041 (used for cheque clearing), BSR 0323284 (required for TDS and income tax filings), SWIFT PUNBINBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is PNB, VILLAGE AND PO - SAHNEWAL in LUDHIANA district, DISTT LUDHIANA, PUNJAB (PIN: 141120). For branch-specific queries, call 0. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab National Bank SAHNEWAL branch in DISTT LUDHIANA.

What is the IFSC code of Punjab National Bank SAHNEWAL branch?
The IFSC code of Punjab National Bank SAHNEWAL in DISTT LUDHIANA, PUNJAB is PUNB0444900. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as PUNB (the bank identifier), a reserved '0', and 444900 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Punjab National Bank SAHNEWAL branch located?
The branch is located at PNB, VILLAGE AND PO - SAHNEWAL in LUDHIANA district, DISTT LUDHIANA, PUNJAB (PIN 141120). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
Which fund-transfer methods are supported at Punjab National Bank SAHNEWAL?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC PUNB0444900 when adding this branch as a beneficiary.
What is the MICR code of Punjab National Bank SAHNEWAL?
The MICR code of Punjab National Bank SAHNEWAL is 141024041. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Punjab National Bank SAHNEWAL and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 0323284. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Does Punjab National Bank SAHNEWAL have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is PUNBINBBXXX. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

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Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab National Bank customers in PUNJAB.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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