Shivalik Small Finance Bank VIKAS NAGAR Branch IFSC Code, Address & Phone - LUCKNOW, UTTAR PRADESH | IFSCTeam Skip to Main Content
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Shivalik Small Finance Bank
VIKAS NAGAR Branch
RBI Sourced

Official branch credentials for Shivalik Small Finance Bank located in LUCKNOW, UTTAR PRADESH.

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Nikky Dhale
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SMCB0001024
Institutional Data Node

Banking Data Matrix

MICR Code
226721002
Used for cheque clearing at RBI
BSR Code
580010001
Required for TDS & IT return filings
Branch Code
001024
Unique to VIKAS NAGAR in LUCKNOW
Swift Code (Intl)
SBLKUSBLI
For international wire transfers
Node Status
Verified
Bank Identifier
SMCB
Identifies Shivalik Small Finance Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
226022
Postal Index Number
Branch Network

Other Shivalik Small Finance Bank Branches in LUCKNOW

2 more Shivalik Small Finance Bank branches found in LUCKNOW, UTTAR PRADESH

ALAMBAGH
IFSC: SMCB0001023
GOMTI NAGAR
IFSC: SMCB0001047
View all Shivalik Small Finance Bank branches in LUCKNOW
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"M-S ASHA ROOP APARTMENT, 1-135, VIKAS NAGAR, LUCKNOW"

📍 District: LUCKNOW 📮 PIN: 226022
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code SMCB0001024

Follow these step-by-step instructions to use the IFSC code SMCB0001024 for sending money to Shivalik Small Finance Bank VIKAS NAGAR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Shivalik Small Finance Bank
  4. Enter IFSC Code: SMCB0001024
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: SMCB0001024
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: SMCB0001024
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SMCB0001024
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Shivalik Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Shivalik Small Finance Bank

About Shivalik Small Finance Bank VIKAS NAGAR

Shivalik Small Finance Bank VIKAS NAGAR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code SMCB0001024 is decoded as: bank identifier SMCB (Shivalik Small Finance Bank) and branch code 001024, which uniquely identifies this VIKAS NAGAR location. This branch reports MICR 226721002 (used for cheque clearing), BSR 580010001 (required for TDS and income tax filings), SWIFT SBLKUSBLI (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is M-S ASHA ROOP APARTMENT, 1-135, VIKAS NAGAR, LUCKNOW in LUCKNOW district, LUCKNOW, UTTAR PRADESH (PIN: 226022). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Shivalik Small Finance Bank VIKAS NAGAR branch in LUCKNOW.

What is the IFSC code of Shivalik Small Finance Bank VIKAS NAGAR branch?
The IFSC code of Shivalik Small Finance Bank VIKAS NAGAR branch in LUCKNOW, UTTAR PRADESH is SMCB0001024. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Shivalik Small Finance Bank VIKAS NAGAR located and how can I contact them?
The branch is physically located at: M-S ASHA ROOP APARTMENT, 1-135, VIKAS NAGAR, LUCKNOW, LUCKNOW, UTTAR PRADESH - 226022. For account operations or local queries, customers are advised to visit the branch desk during business hours or call the central bank support.
What is the MICR code of Shivalik Small Finance Bank VIKAS NAGAR and how is it used?
The MICR code of Shivalik Small Finance Bank VIKAS NAGAR is 226721002. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Shivalik Small Finance Bank VIKAS NAGAR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Shivalik Small Finance Bank customers in UTTAR PRADESH.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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