Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR Branch IFSC Code, Address & Phone - AHILYA NAGAR, MAHARASHTRA | IFSCTeam Skip to Main Content
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Saraswat Co-operative Bank
SAVEDI ROAD, AHILYA NAGAR Branch
RBI Sourced

Official branch credentials for Saraswat Co-operative Bank located in AHILYA NAGAR, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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SRCB0000399
Institutional Data Node

Banking Data Matrix

MICR Code
414088001
Used for cheque clearing at RBI
BSR Code
0000399
Required for TDS & IT return filings
Branch Code
000399
Unique to SAVEDI ROAD, AHILYA NAGAR in AHILYA NAGAR
Swift Code (Intl)
SREBINLB
For international wire transfers
Node Status
Verified
Bank Identifier
SRCB
Identifies Saraswat Co-operative Bank across India
Branch Contact
+912412341120
Call for branch-specific banking queries
PIN Code
414001
Postal Index Number
Branch Network

Other Saraswat Co-operative Bank Branches in AHILYA NAGAR

1 more Saraswat Co-operative Bank branch found in AHILYA NAGAR, MAHARASHTRA

MIDC AHILYA NAGAR
IFSC: SRCB0000400
View all Saraswat Co-operative Bank branches in AHILYA NAGAR
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"176-3A, PLOT NO 46-8, SAVEDI ROAD, AHILYA NAGAR 414001"

📍 District: AHILYA NAGAR 📮 PIN: 414001
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code SRCB0000399

Follow these step-by-step instructions to use the IFSC code SRCB0000399 for sending money to Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Saraswat Co-operative Bank
  4. Enter IFSC Code: SRCB0000399
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: SRCB0000399
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: SRCB0000399
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SRCB0000399
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Saraswat Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Saraswat Co-operative Bank

About Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR

Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code SRCB0000399 is decoded as: bank identifier SRCB (Saraswat Co-operative Bank) and branch code 000399, which uniquely identifies this SAVEDI ROAD, AHILYA NAGAR location. This branch reports MICR 414088001 (used for cheque clearing), BSR 0000399 (required for TDS and income tax filings), SWIFT SREBINLB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 176-3A, PLOT NO 46-8, SAVEDI ROAD, AHILYA NAGAR 414001 in AHILYA NAGAR district, AHILYA NAGAR, MAHARASHTRA (PIN: 414001). For branch-specific queries, call +912412341120. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR branch in AHILYA NAGAR.

What is the IFSC code of Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR branch?
The IFSC code of Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR branch in AHILYA NAGAR, MAHARASHTRA is SRCB0000399. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR located and how can I contact them?
The branch is physically located at: 176-3A, PLOT NO 46-8, SAVEDI ROAD, AHILYA NAGAR 414001, AHILYA NAGAR, MAHARASHTRA. You can reach the branch customer desk directly at +912412341120 for operational or account assistance.
What is the MICR code of Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR and how is it used?
The MICR code of Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR is 414088001. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Saraswat Co-operative Bank SAVEDI ROAD, AHILYA NAGAR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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