Surat National Co-operative Bank GHODDOD ROAD Branch IFSC Code, Address & Phone - SURAT, GUJARAT | IFSCTeam Skip to Main Content
Login
Surat National Co-operative Bank logo SN

Surat National Co-operative Bank
GHODDOD ROAD Branch
RBI Sourced

Official branch credentials for Surat National Co-operative Bank located in SURAT, GUJARAT.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
SUNB0000005
Institutional Data Node

Banking Data Matrix

MICR Code
395246005
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000005
Unique to GHODDOD ROAD in SURAT
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
SUNB
Identifies Surat National Co-operative Bank across India
Branch Contact
+912612259920
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"NIRAJ APARTMENT, NEAR MOHAN PARK, GHODDOD ROAD"

📍 District: SURAT
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code SUNB0000005

Follow these step-by-step instructions to use the IFSC code SUNB0000005 for sending money to Surat National Co-operative Bank GHODDOD ROAD branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Surat National Co-operative Bank
  4. Enter IFSC Code: SUNB0000005
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: SUNB0000005
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: SUNB0000005
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SUNB0000005
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Surat National Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Surat National Co-operative Bank

About Surat National Co-operative Bank GHODDOD ROAD

Surat National Co-operative Bank GHODDOD ROAD is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code SUNB0000005 is decoded as: bank identifier SUNB (Surat National Co-operative Bank) and branch code 000005, which uniquely identifies this GHODDOD ROAD location. This branch reports MICR 395246005 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is NIRAJ APARTMENT, NEAR MOHAN PARK, GHODDOD ROAD in SURAT district, SURAT, GUJARAT. For branch-specific queries, call +912612259920. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Surat National Co-operative Bank GHODDOD ROAD branch in SURAT.

What is the IFSC code of Surat National Co-operative Bank GHODDOD ROAD branch?
The IFSC code of Surat National Co-operative Bank GHODDOD ROAD in SURAT, GUJARAT is SUNB0000005. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as SUNB (the bank identifier), a reserved '0', and 000005 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Surat National Co-operative Bank GHODDOD ROAD branch located?
The branch is located at NIRAJ APARTMENT, NEAR MOHAN PARK, GHODDOD ROAD in SURAT district, SURAT, GUJARAT. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Surat National Co-operative Bank GHODDOD ROAD?
You can reach the Surat National Co-operative Bank GHODDOD ROAD branch directly at +912612259920 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Surat National Co-operative Bank GHODDOD ROAD?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC SUNB0000005 when adding this branch as a beneficiary.
What is the MICR code of Surat National Co-operative Bank GHODDOD ROAD?
The MICR code of Surat National Co-operative Bank GHODDOD ROAD is 395246005. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Surat National Co-operative Bank GHODDOD ROAD?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Surat National Co-operative Bank customers in GUJARAT.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with Surat National Co-operative Bank.