Union Bank of India CHALAI BAZAR - TRIVANDRUM Branch IFSC Code, Address & Phone - TRIVANDRUM, KERALA | IFSCTeam Skip to Main Content
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Union Bank of India
CHALAI BAZAR - TRIVANDRUM Branch
RBI Sourced

Official branch credentials for Union Bank of India located in TRIVANDRUM, KERALA.

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Nikky Dhale
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UBIN0539589
Institutional Data Node

Banking Data Matrix

MICR Code
695026003
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
539589
Unique to CHALAI BAZAR - TRIVANDRUM in TRIVANDRUM
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"JALAL BUILDING, MAIN ROAD,CHALAI BAZAR, DIST. TRIVANDRUM,KERALA, PIN - 695 036."

📍 District: THIRUVANANTHAPURAM
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0539589

Follow these step-by-step instructions to use the IFSC code UBIN0539589 for sending money to Union Bank of India CHALAI BAZAR - TRIVANDRUM branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0539589
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0539589
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0539589
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0539589
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India CHALAI BAZAR - TRIVANDRUM

Union Bank of India CHALAI BAZAR - TRIVANDRUM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0539589 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 539589, which uniquely identifies this CHALAI BAZAR - TRIVANDRUM location. This branch reports MICR 695026003 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is JALAL BUILDING, MAIN ROAD,CHALAI BAZAR, DIST. TRIVANDRUM,KERALA, PIN - 695 036. in THIRUVANANTHAPURAM district, TRIVANDRUM, KERALA. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India CHALAI BAZAR - TRIVANDRUM branch in TRIVANDRUM.

What is the IFSC code of Union Bank of India CHALAI BAZAR - TRIVANDRUM branch?
The IFSC code of Union Bank of India CHALAI BAZAR - TRIVANDRUM in TRIVANDRUM, KERALA is UBIN0539589. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as UBIN (the bank identifier), a reserved '0', and 539589 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Union Bank of India CHALAI BAZAR - TRIVANDRUM branch located?
The branch is located at JALAL BUILDING, MAIN ROAD,CHALAI BAZAR, DIST. TRIVANDRUM,KERALA, PIN - 695 036. in THIRUVANANTHAPURAM district, TRIVANDRUM, KERALA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
Which fund-transfer methods are supported at Union Bank of India CHALAI BAZAR - TRIVANDRUM?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC UBIN0539589 when adding this branch as a beneficiary.
What is the MICR code of Union Bank of India CHALAI BAZAR - TRIVANDRUM?
The MICR code of Union Bank of India CHALAI BAZAR - TRIVANDRUM is 695026003. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Union Bank of India CHALAI BAZAR - TRIVANDRUM?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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