Union Bank of India KOCHADAI - MADURAI Branch IFSC Code, Address & Phone - MADURAI, TAMIL NADU | IFSCTeam Skip to Main Content
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Union Bank of India
KOCHADAI - MADURAI Branch
RBI Sourced

Official branch credentials for Union Bank of India located in MADURAI, TAMIL NADU.

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Nikky Dhale
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UBIN0549398
Institutional Data Node

Banking Data Matrix

MICR Code
625026004
Used for cheque clearing at RBI
BSR Code
1900100000
Required for TDS & IT return filings
Branch Code
549398
Unique to KOCHADAI - MADURAI in MADURAI
Swift Code (Intl)
UBININBB
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
625016
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"218-C, THENI ROAD,KOCHADAI, MADURAI, TAMIL NADU,PIN - 625 016."

📍 District: MADURAI 📮 PIN: 625016
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0549398

Follow these step-by-step instructions to use the IFSC code UBIN0549398 for sending money to Union Bank of India KOCHADAI - MADURAI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0549398
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0549398
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0549398
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0549398
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India KOCHADAI - MADURAI

Union Bank of India KOCHADAI - MADURAI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0549398 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 549398, which uniquely identifies this KOCHADAI - MADURAI location. This branch reports MICR 625026004 (used for cheque clearing), BSR 1900100000 (required for TDS and income tax filings), SWIFT UBININBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 218-C, THENI ROAD,KOCHADAI, MADURAI, TAMIL NADU,PIN - 625 016. in MADURAI district, MADURAI, TAMIL NADU (PIN: 625016). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India KOCHADAI - MADURAI branch in MADURAI.

What is the IFSC code of Union Bank of India KOCHADAI - MADURAI branch?
The IFSC code of Union Bank of India KOCHADAI - MADURAI in MADURAI, TAMIL NADU is UBIN0549398. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as UBIN (the bank identifier), a reserved '0', and 549398 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Union Bank of India KOCHADAI - MADURAI branch located?
The branch is located at 218-C, THENI ROAD,KOCHADAI, MADURAI, TAMIL NADU,PIN - 625 016. in MADURAI district, MADURAI, TAMIL NADU (PIN 625016). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
Which fund-transfer methods are supported at Union Bank of India KOCHADAI - MADURAI?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC UBIN0549398 when adding this branch as a beneficiary.
What is the MICR code of Union Bank of India KOCHADAI - MADURAI?
The MICR code of Union Bank of India KOCHADAI - MADURAI is 625026004. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Union Bank of India KOCHADAI - MADURAI and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 1900100000. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Does Union Bank of India KOCHADAI - MADURAI have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is UBININBB. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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