Union Bank of India
MALDA Branch
RBI Sourced
Official branch credentials for Union Bank of India located in MALDA, WEST BENGAL.
Banking Data Matrix
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code UBIN0554961
Follow these step-by-step instructions to use the IFSC code UBIN0554961 for sending money to Union Bank of India MALDA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Union Bank of India
- Enter IFSC Code: UBIN0554961
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UBIN0554961
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UBIN0554961
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Union Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India
About Union Bank of India MALDA
Union Bank of India MALDA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UBIN0554961 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 554961, which uniquely identifies this MALDA location. This branch reports MICR 732026102 (used for cheque clearing), BSR 192400001 (required for TDS and income tax filings), SWIFT BOINUSBL (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is HOLDING NO.62/9,WRD NO. 7,B.G. ROAD,POST-MAKDUMPUR,MALDAH,WEST BENGAL-732103 in MALDA district, MALDA, WEST BENGAL (PIN: 732103). For branch-specific queries, call 223352. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Union Bank of India MALDA branch in MALDA.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Union Bank of India customers in WEST BENGAL.