Union Bank of India KHARIAR Branch IFSC Code, Address & Phone - NAWAPARA, ODISHA | IFSCTeam Skip to Main Content
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Union Bank of India
KHARIAR Branch
RBI Sourced

Official branch credentials for Union Bank of India located in NAWAPARA, ODISHA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UBIN0828297
Institutional Data Node

Banking Data Matrix

MICR Code
452485502
Used for cheque clearing at RBI
BSR Code
1208257
Required for TDS & IT return filings
Branch Code
828297
Unique to KHARIAR in NAWAPARA
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
+916671224088
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"OPP.POLICE STATION,PO -KHARIAR MAIN ROADDIST -NUAPADA,ODISHA"

📍 District: NUAPADA
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0828297

Follow these step-by-step instructions to use the IFSC code UBIN0828297 for sending money to Union Bank of India KHARIAR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0828297
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0828297
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0828297
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0828297
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India KHARIAR

Union Bank of India KHARIAR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0828297 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 828297, which uniquely identifies this KHARIAR location. This branch reports MICR 452485502 (used for cheque clearing), BSR 1208257 (required for TDS and income tax filings). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is OPP.POLICE STATION,PO -KHARIAR MAIN ROADDIST -NUAPADA,ODISHA in NUAPADA district, NAWAPARA, ODISHA. For branch-specific queries, call +916671224088. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India KHARIAR branch in NAWAPARA.

What is the IFSC code of Union Bank of India KHARIAR branch?
The IFSC code of Union Bank of India KHARIAR in NAWAPARA, ODISHA is UBIN0828297. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as UBIN (the bank identifier), a reserved '0', and 828297 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Union Bank of India KHARIAR branch located?
The branch is located at OPP.POLICE STATION,PO -KHARIAR MAIN ROADDIST -NUAPADA,ODISHA in NUAPADA district, NAWAPARA, ODISHA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Union Bank of India KHARIAR?
You can reach the Union Bank of India KHARIAR branch directly at +916671224088 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Union Bank of India KHARIAR?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC UBIN0828297 when adding this branch as a beneficiary.
What is the MICR code of Union Bank of India KHARIAR?
The MICR code of Union Bank of India KHARIAR is 452485502. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Union Bank of India KHARIAR and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 1208257. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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