UCO Bank BHAVNAGAR MAIN Branch IFSC Code, Address & Phone - BHAVNAGAR, GUJARAT | IFSCTeam Skip to Main Content
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UCO Bank
BHAVNAGAR MAIN Branch
RBI Sourced

Official branch credentials for UCO Bank located in BHAVNAGAR, GUJARAT.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UCBA0000074
Institutional Data Node

Banking Data Matrix

MICR Code
364028001
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000074
Unique to BHAVNAGAR MAIN in BHAVNAGAR
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
UCBA
Identifies UCO Bank across India
Branch Contact
+912782519017
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other UCO Bank Branches in BHAVNAGAR

2 more UCO Bank branches found in BHAVNAGAR, GUJARAT

BHAVNAGARPARA
IFSC: UCBA0000263  ·  PIN: 364003
MAHUVA
IFSC: UCBA0000356  ·  PIN: 394250
View all UCO Bank branches in BHAVNAGAR
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"UCO BANK 6,SHANTI ARADHNA COMPLEX, OPP TAKHTESHWAR POLICE STATION,BHAVNAGAR GUJRAT WAGHAVADI ROAD, BHAVNAGAR GUJARAT BHAVNAGAR ,BHAVNAGAR ,GUJARAT PIN 364001"

📍 District: BHAVNAGAR
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UCBA0000074

Follow these step-by-step instructions to use the IFSC code UCBA0000074 for sending money to UCO Bank BHAVNAGAR MAIN branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at UCO Bank
  4. Enter IFSC Code: UCBA0000074
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UCBA0000074
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UCBA0000074
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UCBA0000074
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by UCO Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from UCO Bank

About UCO Bank BHAVNAGAR MAIN

UCO Bank BHAVNAGAR MAIN is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UCBA0000074 is decoded as: bank identifier UCBA (UCO Bank) and branch code 000074, which uniquely identifies this BHAVNAGAR MAIN location. This branch reports MICR 364028001 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is UCO BANK 6,SHANTI ARADHNA COMPLEX, OPP TAKHTESHWAR POLICE STATION,BHAVNAGAR GUJRAT WAGHAVADI ROAD, BHAVNAGAR GUJARAT BHAVNAGAR ,BHAVNAGAR ,GUJARAT PIN 364001 in BHAVNAGAR district, BHAVNAGAR, GUJARAT. For branch-specific queries, call +912782519017. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about UCO Bank BHAVNAGAR MAIN branch in BHAVNAGAR.

What is the IFSC code of UCO Bank BHAVNAGAR MAIN branch?
The IFSC code of UCO Bank BHAVNAGAR MAIN branch in BHAVNAGAR, GUJARAT is UCBA0000074. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is UCO Bank BHAVNAGAR MAIN located and how can I contact them?
The branch is physically located at: UCO BANK 6,SHANTI ARADHNA COMPLEX, OPP TAKHTESHWAR POLICE STATION,BHAVNAGAR GUJRAT WAGHAVADI ROAD, BHAVNAGAR GUJARAT BHAVNAGAR ,BHAVNAGAR ,GUJARAT PIN 364001, BHAVNAGAR, GUJARAT. You can reach the branch customer desk directly at +912782519017 for operational or account assistance.
What is the MICR code of UCO Bank BHAVNAGAR MAIN and how is it used?
The MICR code of UCO Bank BHAVNAGAR MAIN is 364028001. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for UCO Bank BHAVNAGAR MAIN?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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