UCO Bank LAKHUTI Branch IFSC Code, Address & Phone - WOKHA, NAGALAND | IFSCTeam Skip to Main Content
Login
UCO Bank logo UCO

UCO Bank
LAKHUTI Branch
RBI Sourced

Official branch credentials for UCO Bank located in WOKHA, NAGALAND.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
UCBA0003503
Institutional Data Node

Banking Data Matrix

MICR Code
797028503
Used for cheque clearing at RBI
BSR Code
350532
Required for TDS & IT return filings
Branch Code
003503
Unique to LAKHUTI in WOKHA
Swift Code (Intl)
UCBAINBB
For international wire transfers
Node Status
Verified
Bank Identifier
UCBA
Identifies UCO Bank across India
Branch Contact
+919435351539
Call for branch-specific banking queries
PIN Code
797100
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"LAKHUTI VILLAGE, PO. AITEPYONG, DIST. WOKHA, NAGALAND, PIN-797100"

📍 District: WOKHA 📮 PIN: 797100
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UCBA0003503

Follow these step-by-step instructions to use the IFSC code UCBA0003503 for sending money to UCO Bank LAKHUTI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at UCO Bank
  4. Enter IFSC Code: UCBA0003503
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UCBA0003503
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UCBA0003503
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UCBA0003503
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by UCO Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from UCO Bank

About UCO Bank LAKHUTI

UCO Bank LAKHUTI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UCBA0003503 is decoded as: bank identifier UCBA (UCO Bank) and branch code 003503, which uniquely identifies this LAKHUTI location. This branch reports MICR 797028503 (used for cheque clearing), BSR 350532 (required for TDS and income tax filings), SWIFT UCBAINBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is LAKHUTI VILLAGE, PO. AITEPYONG, DIST. WOKHA, NAGALAND, PIN-797100 in WOKHA district, WOKHA, NAGALAND (PIN: 797100). For branch-specific queries, call +919435351539. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about UCO Bank LAKHUTI branch in WOKHA.

What is the IFSC code of UCO Bank LAKHUTI branch?
The IFSC code of UCO Bank LAKHUTI branch in WOKHA, NAGALAND is UCBA0003503. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is UCO Bank LAKHUTI located and how can I contact them?
The branch is physically located at: LAKHUTI VILLAGE, PO. AITEPYONG, DIST. WOKHA, NAGALAND, PIN-797100, WOKHA, NAGALAND - 797100. You can reach the branch customer desk directly at +919435351539 for operational or account assistance.
What is the MICR code of UCO Bank LAKHUTI and how is it used?
The MICR code of UCO Bank LAKHUTI is 797028503. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for UCO Bank LAKHUTI?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for UCO Bank customers in NAGALAND.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with UCO Bank.