Utkarsh Small Finance Bank
PALARIVATTOM-KOCHI Branch
RBI Sourced
Official branch credentials for Utkarsh Small Finance Bank located in KOCHI, KERALA.
Banking Data Matrix
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code UTKS0001598
Follow these step-by-step instructions to use the IFSC code UTKS0001598 for sending money to Utkarsh Small Finance Bank PALARIVATTOM-KOCHI branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Utkarsh Small Finance Bank
- Enter IFSC Code: UTKS0001598
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UTKS0001598
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UTKS0001598
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Utkarsh Small Finance Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Utkarsh Small Finance Bank
About Utkarsh Small Finance Bank PALARIVATTOM-KOCHI
Utkarsh Small Finance Bank PALARIVATTOM-KOCHI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UTKS0001598 is decoded as: bank identifier UTKS (Utkarsh Small Finance Bank) and branch code 001598, which uniquely identifies this PALARIVATTOM-KOCHI location. This branch reports MICR 682762002 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is UTKARSH SMALL FINANCE BANK THAPASYA TOWER DOOR NO38/2515 OLD NO34/1860A ,MAMANGALAM PALARIVATTOM PO KOCHI KERELA 682025 in KOCHI district, KOCHI, KERALA. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Utkarsh Small Finance Bank PALARIVATTOM-KOCHI branch in KOCHI.
Related Banking Guides
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