Yes Bank KOCHI, KERALA Branch IFSC Code, Address & Phone - ERNAKULAM, KERALA | IFSCTeam Skip to Main Content
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Yes Bank
KOCHI, KERALA Branch
RBI Sourced

Official branch credentials for Yes Bank located in ERNAKULAM, KERALA.

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Nikky Dhale
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YESB0000096
Institutional Data Node

Banking Data Matrix

MICR Code
682532002
Used for cheque clearing at RBI
BSR Code
190019
Required for TDS & IT return filings
Branch Code
000096
Unique to KOCHI, KERALA in ERNAKULAM
Swift Code (Intl)
YESBINLKOCHI
For international wire transfers
Node Status
Verified
Bank Identifier
YESB
Identifies Yes Bank across India
Branch Contact
+914846641000
Call for branch-specific banking queries
PIN Code
682011
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"FIRST FLOOR, PUTHURAN PLAZA, NORTHERN SIDE, KPCC JUNCTION, M G ROAD, KOCHI, KERALA-682011"

📍 District: KOCHI 📮 PIN: 682011
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code YESB0000096

Follow these step-by-step instructions to use the IFSC code YESB0000096 for sending money to Yes Bank KOCHI, KERALA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Yes Bank
  4. Enter IFSC Code: YESB0000096
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: YESB0000096
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: YESB0000096
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC YESB0000096
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Yes Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Yes Bank

About Yes Bank KOCHI, KERALA

Yes Bank KOCHI, KERALA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code YESB0000096 is decoded as: bank identifier YESB (Yes Bank) and branch code 000096, which uniquely identifies this KOCHI, KERALA location. This branch reports MICR 682532002 (used for cheque clearing), BSR 190019 (required for TDS and income tax filings), SWIFT YESBINLKOCHI (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is FIRST FLOOR, PUTHURAN PLAZA, NORTHERN SIDE, KPCC JUNCTION, M G ROAD, KOCHI, KERALA-682011 in KOCHI district, ERNAKULAM, KERALA (PIN: 682011). For branch-specific queries, call +914846641000. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Yes Bank KOCHI, KERALA branch in ERNAKULAM.

What is the IFSC code of Yes Bank KOCHI, KERALA branch?
The IFSC code of Yes Bank KOCHI, KERALA branch in ERNAKULAM, KERALA is YESB0000096. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Yes Bank KOCHI, KERALA located and how can I contact them?
The branch is physically located at: FIRST FLOOR, PUTHURAN PLAZA, NORTHERN SIDE, KPCC JUNCTION, M G ROAD, KOCHI, KERALA-682011, ERNAKULAM, KERALA - 682011. You can reach the branch customer desk directly at +914846641000 for operational or account assistance.
What is the MICR code of Yes Bank KOCHI, KERALA and how is it used?
The MICR code of Yes Bank KOCHI, KERALA is 682532002. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Yes Bank KOCHI, KERALA?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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