Goa State Co-operative Bank THE GOA STATE COOP BANK ARD Branch IFSC Code, Address & Phone - NORTH GOA, GOA | IFSCTeam Skip to Main Content
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Goa State Co-operative Bank
THE GOA STATE COOP BANK ARD Branch
RBI Sourced

Official branch credentials for Goa State Co-operative Bank located in NORTH GOA, GOA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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YESB0GSCB56
Institutional Data Node

Banking Data Matrix

MICR Code
403415059
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
GSCB56
Unique to THE GOA STATE COOP BANK ARD in NORTH GOA
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
YESB
Identifies Goa State Co-operative Bank across India
Branch Contact
+918322435629
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"SHOP 11, JUNTA HOUSE, 18TH JUNE ROAD, PANAJI - GOA - 403001"

📍 District: PANAJI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code YESB0GSCB56

Follow these step-by-step instructions to use the IFSC code YESB0GSCB56 for sending money to Goa State Co-operative Bank THE GOA STATE COOP BANK ARD branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Goa State Co-operative Bank
  4. Enter IFSC Code: YESB0GSCB56
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: YESB0GSCB56
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: YESB0GSCB56
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC YESB0GSCB56
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Goa State Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Goa State Co-operative Bank

About Goa State Co-operative Bank THE GOA STATE COOP BANK ARD

Goa State Co-operative Bank THE GOA STATE COOP BANK ARD is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code YESB0GSCB56 is decoded as: bank identifier YESB (Goa State Co-operative Bank) and branch code GSCB56, which uniquely identifies this THE GOA STATE COOP BANK ARD location. This branch reports MICR 403415059 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SHOP 11, JUNTA HOUSE, 18TH JUNE ROAD, PANAJI - GOA - 403001 in PANAJI district, NORTH GOA, GOA. For branch-specific queries, call +918322435629. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Goa State Co-operative Bank THE GOA STATE COOP BANK ARD branch in NORTH GOA.

What is the IFSC code of Goa State Co-operative Bank THE GOA STATE COOP BANK ARD branch?
The IFSC code of Goa State Co-operative Bank THE GOA STATE COOP BANK ARD in NORTH GOA, GOA is YESB0GSCB56. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as YESB (the bank identifier), a reserved '0', and GSCB56 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Goa State Co-operative Bank THE GOA STATE COOP BANK ARD branch located?
The branch is located at SHOP 11, JUNTA HOUSE, 18TH JUNE ROAD, PANAJI - GOA - 403001 in PANAJI district, NORTH GOA, GOA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Goa State Co-operative Bank THE GOA STATE COOP BANK ARD?
You can reach the Goa State Co-operative Bank THE GOA STATE COOP BANK ARD branch directly at +918322435629 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Goa State Co-operative Bank THE GOA STATE COOP BANK ARD?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC YESB0GSCB56 when adding this branch as a beneficiary.
What is the MICR code of Goa State Co-operative Bank THE GOA STATE COOP BANK ARD?
The MICR code of Goa State Co-operative Bank THE GOA STATE COOP BANK ARD is 403415059. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Goa State Co-operative Bank THE GOA STATE COOP BANK ARD?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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