Welcome to the high-trust institutional registry for Central Bank of India. The LALGANJ BIHAR branch, situated in the thriving economic landscape of VAISHALI, serves as a pivotal financial gateway for residents and businesses across BIHAR. As an integral part of the Indian banking ecosystem, this branch facilitates critical fiscal operations and consumer-facing services.When executing a transfer to the LALGANJ BIHAR branch of Central Bank of India in BIHAR, the verified IFSC to use is CBIN0280016. This code serves as the primary digital address for the branch, allowing for real-time tracking and settlement of funds. It is particularly important for RTGS transfers exceeding ₹2 Lakh, where precision is paramount.The VAISHALI office of Central Bank of India is committed to upholding the highest standards of customer service and fiscal transparency. Residents of BIHAR can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
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The financial data presented for LALGANJ BIHAR branch of Central Bank of India (IFSC: CBIN0280016) has been meticulously extracted from the official Reserve Bank of India (RBI) public datasets. This information is provided under the Fair Use doctrine for educational and transactional validation purposes. While IFSCTeam ensures that the records for VAISHALI are updated regularly, we strongly advise cross-verifying this IFSC code with the physical passbook issued by Central Bank of India before finalizing any NEFT, RTGS, or IMPS transfers. This page constitutes original compilation and formatting of public domain data to enhance user accessibility.
AI Safety Checker
100/100
Verified Safe
This trust score is calculated using crowdsourced reports and fraud detection metrics.
Supported Payment Networks
UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
Branch Working Hours
Monday - Friday10:00 AM - 4:00 PM
1st & 3rd Saturday10:00 AM - 4:00 PM
2nd & 4th SaturdayClosed
* Timings may vary slightly depending on the branch location and holidays.
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Practical Guide
How to Use IFSC Code CBIN0280016
Follow these step-by-step instructions to use the IFSC code CBIN0280016 for sending money to Central Bank of India LALGANJ BIHAR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Central Bank of India
Enter IFSC Code: CBIN0280016
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: CBIN0280016
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: CBIN0280016
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC CBIN0280016
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Central Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India LALGANJ BIHAR
Central Bank of India LALGANJ BIHAR branch is a fully operational banking facility located in VAISHALI, BIHAR.
Identified by the IFSC code CBIN0280016, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 280016 is unique to this specific location, while the prefix CBIN identifies Central Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in VAISHALI, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Central Bank of India LALGANJ BIHAR branch in VAISHALI.
What is the IFSC code of Central Bank of India LALGANJ BIHAR branch?
The IFSC code of Central Bank of India LALGANJ BIHAR branch located in VAISHALI, BIHAR is CBIN0280016. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'CBIN' identify the bank, while the last six digits '280016' identify this specific branch.
What is the MICR code of Central Bank of India LALGANJ BIHAR?
The MICR (Magnetic Ink Character Recognition) code of Central Bank of India LALGANJ BIHAR is 844016393. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Central Bank of India LALGANJ BIHAR?
The BSR (Basic Statistical Return) code of Central Bank of India LALGANJ BIHAR in VAISHALI is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Central Bank of India LALGANJ BIHAR.
What is the SWIFT code of Central Bank of India LALGANJ BIHAR for international transfers?
The SWIFT/BIC code for Central Bank of India LALGANJ BIHAR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Central Bank of India account in VAISHALI, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
What is the difference between IFSC code and MICR code?
IFSC code (CBIN0280016) and MICR code are both unique identifiers for Central Bank of India LALGANJ BIHAR but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
How to send money using NEFT to Central Bank of India LALGANJ BIHAR?
To send money via NEFT to Central Bank of India LALGANJ BIHAR, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code CBIN0280016. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
How to open a savings account at Central Bank of India LALGANJ BIHAR in VAISHALI?
To open a savings account at Central Bank of India LALGANJ BIHAR in VAISHALI: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Central Bank of India's official website. The IFSC code for your new account will be CBIN0280016.
What are the working hours of Central Bank of India LALGANJ BIHAR in VAISHALI?
Central Bank of India LALGANJ BIHAR branch in VAISHALI, BIHAR generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Central Bank of India's toll-free helpline to confirm holiday timings.
Can I do IMPS transfer to Central Bank of India LALGANJ BIHAR using IFSC CBIN0280016?
Yes, you can use IFSC code CBIN0280016 to send money via IMPS (Immediate Payment Service) to accounts at Central Bank of India LALGANJ BIHAR in VAISHALI. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
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