Central Bank of India
RAIKOT Branch
RBI Sourced
Official branch credentials for Central Bank of India located in LUDHIANA, PUNJAB.
Banking Data Matrix
Other Central Bank of India Branches in LUDHIANA
6 more Central Bank of India branches found in LUDHIANA, PUNJAB
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"PLOT NO B 1/0140,MALERKOTLA ROAD,NEAR HARI SINGH MALWA CHOWK,CITY RAIKOT,DIST LUDHIANA,PUNJAB 141109"
How to Use IFSC Code CBIN0284954
Follow these step-by-step instructions to use the IFSC code CBIN0284954 for sending money to Central Bank of India RAIKOT branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Central Bank of India
- Enter IFSC Code: CBIN0284954
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: CBIN0284954
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: CBIN0284954
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Central Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India RAIKOT
Central Bank of India RAIKOT is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code CBIN0284954 is decoded as: bank identifier CBIN (Central Bank of India) and branch code 284954, which uniquely identifies this RAIKOT location. This branch reports SWIFT CBININLKLCA (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is PLOT NO B 1/0140,MALERKOTLA ROAD,NEAR HARI SINGH MALWA CHOWK,CITY RAIKOT,DIST LUDHIANA,PUNJAB 141109 in RAIKOT district, LUDHIANA, PUNJAB (PIN: 141109). For branch-specific queries, call +912222637966. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Central Bank of India RAIKOT branch in LUDHIANA.
What is the IFSC code of Central Bank of India RAIKOT branch?
Where is the Central Bank of India RAIKOT branch located?
What is the contact number of Central Bank of India RAIKOT?
Which fund-transfer methods are supported at Central Bank of India RAIKOT?
Does Central Bank of India RAIKOT have a SWIFT code for international transfers?
What are the typical banking hours at Central Bank of India RAIKOT?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Central Bank of India customers in PUNJAB.