Esaf Small Finance Bank RAMGARH Branch IFSC Code, Address & Phone - RAMGARH, JHARKHAND | IFSCTeam Skip to Main Content
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Esaf Small Finance Bank
RAMGARH Branch
RBI Sourced

Official branch credentials for Esaf Small Finance Bank located in RAMGARH, JHARKHAND.

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Nikky Dhale
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ESMF0001484
Institutional Data Node

Banking Data Matrix

MICR Code
829760003
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
001484
Unique to RAMGARH in RAMGARH
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
ESMF
Identifies Esaf Small Finance Bank across India
Branch Contact
+919288092102
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other Esaf Small Finance Bank Branches in RAMGARH

1 more Esaf Small Finance Bank branch found in RAMGARH, JHARKHAND

GOLA
IFSC: ESMF0001483  ·  PIN: 829110
View all Esaf Small Finance Bank branches in RAMGARH
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GOMTI COMPLEX CHATTI BAZAR,GOLA ROAD,RAMGARH CANTT,829 122"

📍 District: RAMGARH
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code ESMF0001484

Follow these step-by-step instructions to use the IFSC code ESMF0001484 for sending money to Esaf Small Finance Bank RAMGARH branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Esaf Small Finance Bank
  4. Enter IFSC Code: ESMF0001484
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: ESMF0001484
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: ESMF0001484
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC ESMF0001484
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Esaf Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Esaf Small Finance Bank

About Esaf Small Finance Bank RAMGARH

Esaf Small Finance Bank RAMGARH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code ESMF0001484 is decoded as: bank identifier ESMF (Esaf Small Finance Bank) and branch code 001484, which uniquely identifies this RAMGARH location. This branch reports MICR 829760003 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GOMTI COMPLEX CHATTI BAZAR,GOLA ROAD,RAMGARH CANTT,829 122 in RAMGARH district, RAMGARH, JHARKHAND. For branch-specific queries, call +919288092102. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Esaf Small Finance Bank RAMGARH branch in RAMGARH.

What is the IFSC code of Esaf Small Finance Bank RAMGARH branch?
The IFSC code of Esaf Small Finance Bank RAMGARH branch in RAMGARH, JHARKHAND is ESMF0001484. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Esaf Small Finance Bank RAMGARH located and how can I contact them?
The branch is physically located at: GOMTI COMPLEX CHATTI BAZAR,GOLA ROAD,RAMGARH CANTT,829 122, RAMGARH, JHARKHAND. You can reach the branch customer desk directly at +919288092102 for operational or account assistance.
What is the MICR code of Esaf Small Finance Bank RAMGARH and how is it used?
The MICR code of Esaf Small Finance Bank RAMGARH is 829760003. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Esaf Small Finance Bank RAMGARH?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Esaf Small Finance Bank customers in JHARKHAND.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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