Esaf Small Finance Bank MARAYOOR Branch IFSC Code, Address & Phone - IDUKKI, KERALA | IFSCTeam Skip to Main Content
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Esaf Small Finance Bank
MARAYOOR Branch
RBI Sourced

Official branch credentials for Esaf Small Finance Bank located in IDUKKI, KERALA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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ESMF0001414
Institutional Data Node

Banking Data Matrix

MICR Code
685760107
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
001414
Unique to MARAYOOR in IDUKKI
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
ESMF
Identifies Esaf Small Finance Bank across India
Branch Contact
+919745001221
Call for branch-specific banking queries
PIN Code
685620
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"NEAR JJ HOTEL,PUTHACHIVAYAL,MARAYOOR PO,IDUKKI,KERALA,685620"

📍 District: MARAYOOR 📮 PIN: 685620
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code ESMF0001414

Follow these step-by-step instructions to use the IFSC code ESMF0001414 for sending money to Esaf Small Finance Bank MARAYOOR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Esaf Small Finance Bank
  4. Enter IFSC Code: ESMF0001414
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: ESMF0001414
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: ESMF0001414
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC ESMF0001414
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Esaf Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Esaf Small Finance Bank

About Esaf Small Finance Bank MARAYOOR

Esaf Small Finance Bank MARAYOOR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code ESMF0001414 is decoded as: bank identifier ESMF (Esaf Small Finance Bank) and branch code 001414, which uniquely identifies this MARAYOOR location. This branch reports MICR 685760107 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is NEAR JJ HOTEL,PUTHACHIVAYAL,MARAYOOR PO,IDUKKI,KERALA,685620 in MARAYOOR district, IDUKKI, KERALA (PIN: 685620). For branch-specific queries, call +919745001221. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Esaf Small Finance Bank MARAYOOR branch in IDUKKI.

What is the IFSC code of Esaf Small Finance Bank MARAYOOR branch?
The IFSC code of Esaf Small Finance Bank MARAYOOR branch in IDUKKI, KERALA is ESMF0001414. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Esaf Small Finance Bank MARAYOOR located and how can I contact them?
The branch is physically located at: NEAR JJ HOTEL,PUTHACHIVAYAL,MARAYOOR PO,IDUKKI,KERALA,685620, IDUKKI, KERALA. You can reach the branch customer desk directly at +919745001221 for operational or account assistance.
What is the MICR code of Esaf Small Finance Bank MARAYOOR and how is it used?
The MICR code of Esaf Small Finance Bank MARAYOOR is 685760107. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Esaf Small Finance Bank MARAYOOR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Esaf Small Finance Bank customers in KERALA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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