IDBI
SAIHA Branch
RBI Sourced
Official branch credentials for IDBI located in SAIHA, MIZORAM.
Banking Data Matrix
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.
Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"J NGUNCHHUMA BUILDING,NEW SAIHA WEST - II"
How to Use IFSC Code IBKL0002044
Follow these step-by-step instructions to use the IFSC code IBKL0002044 for sending money to IDBI SAIHA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at IDBI
- Enter IFSC Code: IBKL0002044
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IBKL0002044
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IBKL0002044
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by IDBI
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from IDBI
About IDBI SAIHA
IDBI SAIHA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IBKL0002044 is decoded as: bank identifier IBKL (IDBI) and branch code 002044, which uniquely identifies this SAIHA location. This branch reports MICR 796259502 (used for cheque clearing), BSR 0308141 (required for TDS and income tax filings), SWIFT IBKLINBB204 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is J NGUNCHHUMA BUILDING,NEW SAIHA WEST - II in SAIHA district, SAIHA, MIZORAM (PIN: 796101). For branch-specific queries, call +919615212248. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about IDBI SAIHA branch in SAIHA.
What is the IFSC code of IDBI SAIHA branch?
Where is IDBI SAIHA located and how can I contact them?
What is the MICR code of IDBI SAIHA and how is it used?
What are the working hours and holiday schedule for IDBI SAIHA?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for IDBI customers in MIZORAM.