IDBI
CIVIL LINES LUDHIANA Branch
RBI Sourced
Official branch credentials for IDBI located in LUDHIANA, PUNJAB.
Banking Data Matrix
Other IDBI Branches in LUDHIANA
6 more IDBI branches found in LUDHIANA, PUNJAB
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001"
How to Use IFSC Code IBKL0000270
Follow these step-by-step instructions to use the IFSC code IBKL0000270 for sending money to IDBI CIVIL LINES LUDHIANA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at IDBI
- Enter IFSC Code: IBKL0000270
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IBKL0000270
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IBKL0000270
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by IDBI
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from IDBI
About IDBI CIVIL LINES LUDHIANA
IDBI CIVIL LINES LUDHIANA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IBKL0000270 is decoded as: bank identifier IBKL (IDBI) and branch code 000270, which uniquely identifies this CIVIL LINES LUDHIANA location. This branch reports MICR 141259005 (used for cheque clearing), BSR 19001000002 (required for TDS and income tax filings), SWIFT IDBIINBBLLUDHIANA (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001 in LUDHIANA district, LUDHIANA, PUNJAB (PIN: 141001). For branch-specific queries, call +919815745959. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about IDBI CIVIL LINES LUDHIANA branch in LUDHIANA.
What is the IFSC code of IDBI CIVIL LINES LUDHIANA branch?
Where is IDBI CIVIL LINES LUDHIANA located and how can I contact them?
What is the MICR code of IDBI CIVIL LINES LUDHIANA and how is it used?
What are the working hours and holiday schedule for IDBI CIVIL LINES LUDHIANA?
Related Banking Guides
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