Indian Bank
LUDHIANA FOCAL POINT Branch
RBI Sourced
Official branch credentials for Indian Bank located in LUDHIANA, PUNJAB.
Banking Data Matrix
Other Indian Bank Branches in LUDHIANA
6 more Indian Bank branches found in LUDHIANA, PUNJAB
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001"
How to Use IFSC Code IDIB000F521
Follow these step-by-step instructions to use the IFSC code IDIB000F521 for sending money to Indian Bank LUDHIANA FOCAL POINT branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Indian Bank
- Enter IFSC Code: IDIB000F521
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IDIB000F521
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IDIB000F521
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Indian Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Indian Bank
About Indian Bank LUDHIANA FOCAL POINT
Indian Bank LUDHIANA FOCAL POINT is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IDIB000F521 is decoded as: bank identifier IDIB (Indian Bank) and branch code 00F521, which uniquely identifies this LUDHIANA FOCAL POINT location. This branch reports MICR 141019031 (used for cheque clearing), BSR 190000 (required for TDS and income tax filings), SWIFT IDIBINBBF52 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001 in LUDHIANA district, LUDHIANA, PUNJAB (PIN: 141001). For branch-specific queries, call +917347035091. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Indian Bank LUDHIANA FOCAL POINT branch in LUDHIANA.
What is the IFSC code of Indian Bank LUDHIANA FOCAL POINT branch?
Where is Indian Bank LUDHIANA FOCAL POINT located and how can I contact them?
What is the MICR code of Indian Bank LUDHIANA FOCAL POINT and how is it used?
What are the working hours and holiday schedule for Indian Bank LUDHIANA FOCAL POINT?
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