Indian Bank CHAMPAWAT Branch IFSC Code, Address & Phone - CHAMPAWAT, UTTARAKHAND | IFSCTeam Skip to Main Content
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Indian Bank
CHAMPAWAT Branch
RBI Sourced

Official branch credentials for Indian Bank located in CHAMPAWAT, UTTARAKHAND.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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IDIB000C523
Institutional Data Node

Banking Data Matrix

MICR Code
262019605
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
00C523
Unique to CHAMPAWAT in CHAMPAWAT
Swift Code (Intl)
IDIBINBBCHM
For international wire transfers
Node Status
Verified
Bank Identifier
IDIB
Identifies Indian Bank across India
Branch Contact
+917237894756
Call for branch-specific banking queries
PIN Code
262523
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"MAHALAXMI MARKET NEAR BUS STAND CHAMPAWAT PIN 262523"

📍 District: CHAMPAWAT 📮 PIN: 262523
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IDIB000C523

Follow these step-by-step instructions to use the IFSC code IDIB000C523 for sending money to Indian Bank CHAMPAWAT branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Bank
  4. Enter IFSC Code: IDIB000C523
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IDIB000C523
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IDIB000C523
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IDIB000C523
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Bank

About Indian Bank CHAMPAWAT

Indian Bank CHAMPAWAT is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IDIB000C523 is decoded as: bank identifier IDIB (Indian Bank) and branch code 00C523, which uniquely identifies this CHAMPAWAT location. This branch reports MICR 262019605 (used for cheque clearing), SWIFT IDIBINBBCHM (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is MAHALAXMI MARKET NEAR BUS STAND CHAMPAWAT PIN 262523 in CHAMPAWAT district, CHAMPAWAT, UTTARAKHAND (PIN: 262523). For branch-specific queries, call +917237894756. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Bank CHAMPAWAT branch in CHAMPAWAT.

What is the IFSC code of Indian Bank CHAMPAWAT branch?
The IFSC code of Indian Bank CHAMPAWAT branch in CHAMPAWAT, UTTARAKHAND is IDIB000C523. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Indian Bank CHAMPAWAT located and how can I contact them?
The branch is physically located at: MAHALAXMI MARKET NEAR BUS STAND CHAMPAWAT PIN 262523, CHAMPAWAT, UTTARAKHAND - 262523. You can reach the branch customer desk directly at +917237894756 for operational or account assistance.
What is the MICR code of Indian Bank CHAMPAWAT and how is it used?
The MICR code of Indian Bank CHAMPAWAT is 262019605. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Indian Bank CHAMPAWAT?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Bank customers in UTTARAKHAND.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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