Indian Overseas Bank Matrix
Indian Overseas Bank operates in 34 states across India. Select your state to find the nearest Indian Overseas Bank branch IFSC code.
The banking data provided for TAMIL NADU is for informational purposes only. While we strive for 100% accuracy, users are advised to verify IFSC and MICR codes with their respective bank branches before initiating transactions.
Indian Overseas Bank — All India Branch Directory
Indian Overseas Bank operates branches across 34 states in India. Select a state to browse city-wise branches with IFSC codes, addresses and customer care numbers. All Indian Overseas Bank IFSC codes are verified against the RBI master registry.
IFSC codes for Indian Overseas Bank are used for all electronic fund transfers — NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). If Indian Overseas Bank has been through any merger, IFSCTeam tracks the updated IFSC codes automatically.
How to find Indian Overseas Bank IFSC Code
- Select your state from the directory above
- Select your city from the next screen
- Find your branch and copy the IFSC code
- Use it for NEFT/RTGS/IMPS/UPI transfers
Frequently Asked Questions
What is an IFSC code and why do I need it?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch in India. It is mandatory for all electronic fund transfers — NEFT, RTGS, IMPS and UPI. Without the correct IFSC code, your fund transfer will fail or be returned.
How do I find the IFSC code for my bank branch?
Select your state from the directory above, then your city, then your bank, and finally your branch. The IFSC code will be displayed prominently. You can also use the search box at the top by typing your bank name, city or branch name.
How accurate are the IFSC codes listed here?
All IFSC codes on IFSCTeam are sourced directly from the Reserve Bank of India's master registry. We track bank mergers (like the 2019 PNB-OBC-United merger and the Bank of Baroda-Dena-Vijaya merger) and update codes accordingly. If you find an error, use the 'Report Issue' button on the branch page — our team verifies and corrects it within 48 hours.
What is the difference between NEFT, RTGS and IMPS?
NEFT is processed in half-hourly batches, works 24×7, and has no minimum or maximum amount limit. RTGS is for amounts ₹2,00,000 and above, processed in real-time. IMPS is instant, works 24×7 including holidays, and supports up to ₹5,00,000 per transaction. All three require the beneficiary's IFSC code. UPI transfers are free, instant and work for amounts up to ₹1,00,000.