Indian Overseas Bank NARAINA J J COLONY Branch IFSC Code, Address & Phone - NEW DELHI, DELHI | IFSCTeam Skip to Main Content
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Indian Overseas Bank
NARAINA J J COLONY Branch
RBI Sourced

Official branch credentials for Indian Overseas Bank located in NEW DELHI, DELHI.

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Nikky Dhale
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IOBA0000766
Institutional Data Node

Banking Data Matrix

MICR Code
110020023
Used for cheque clearing at RBI
BSR Code
19001
Required for TDS & IT return filings
Branch Code
000766
Unique to NARAINA J J COLONY in NEW DELHI
Swift Code (Intl)
IOBAINLNNAR
For international wire transfers
Node Status
Verified
Bank Identifier
IOBA
Identifies Indian Overseas Bank across India
Branch Contact
25834191
Call for branch-specific banking queries
PIN Code
110007
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI"

📍 District: DELHI 📮 PIN: 110007
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IOBA0000766

Follow these step-by-step instructions to use the IFSC code IOBA0000766 for sending money to Indian Overseas Bank NARAINA J J COLONY branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Overseas Bank
  4. Enter IFSC Code: IOBA0000766
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IOBA0000766
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IOBA0000766
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IOBA0000766
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank

About Indian Overseas Bank NARAINA J J COLONY

Indian Overseas Bank NARAINA J J COLONY is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IOBA0000766 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 000766, which uniquely identifies this NARAINA J J COLONY location. This branch reports MICR 110020023 (used for cheque clearing), BSR 19001 (required for TDS and income tax filings), SWIFT IOBAINLNNAR (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI in DELHI district, NEW DELHI, DELHI (PIN: 110007). For branch-specific queries, call 25834191. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Overseas Bank NARAINA J J COLONY branch in NEW DELHI.

What is the IFSC code of Indian Overseas Bank NARAINA J J COLONY branch?
The IFSC code of Indian Overseas Bank NARAINA J J COLONY branch in NEW DELHI, DELHI is IOBA0000766. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Indian Overseas Bank NARAINA J J COLONY located and how can I contact them?
The branch is physically located at: 1 SHRI GURUSINGH SABHA JJ COLONY,BUDH NAGAR,NEW DELHI, NEW DELHI, DELHI - 110007. You can reach the branch customer desk directly at 25834191 for operational or account assistance.
What is the MICR code of Indian Overseas Bank NARAINA J J COLONY and how is it used?
The MICR code of Indian Overseas Bank NARAINA J J COLONY is 110020023. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Indian Overseas Bank NARAINA J J COLONY?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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