Indian Overseas Bank Grid: KOTTAYAM
13 Indian Overseas Bank branches in KOTTAYAM, KERALA. Verified IFSC codes, addresses & customer care — synced from RBI.
The banking data provided for KOTTAYAM, KERALA is for informational purposes only. While we strive for 100% accuracy, users are advised to verify IFSC and MICR codes with their respective bank branches before initiating transactions.
Financial Overview: KOTTAYAM
Currently, there are 13 authenticated bank branches operational in KOTTAYAM.
Our registry tracks multiple banking sectors including Public, Private, and Co-operative banks in this region.
KOTTAYAM serves as a significant financial node within the KERALA state hierarchy.
About Indian Overseas Bank in KOTTAYAM, KERALA
Indian Overseas Bank operates 13 branches in KOTTAYAM, KERALA. Each branch has a unique 11-character IFSC code issued by the Reserve Bank of India — used for NEFT, RTGS, IMPS and UPI transfers. Select a branch below to get its verified IFSC code, full address, MICR code and customer care number.
If you are adding a Indian Overseas Bank beneficiary in your net banking or mobile app, you must enter the correct IFSC code for the specific branch in KOTTAYAM. Using the wrong code or an outdated IFSC (especially after bank mergers) can cause transfer failures. All IFSC codes on this page are directly sourced from the RBI master registry.
How to Transfer Money to Indian Overseas Bank KOTTAYAM
- Select your branch from the list above
- Note the 11-digit IFSC code for that branch
- Log into your net banking or UPI app
- Add beneficiary with account number + IFSC code
- Use NEFT (batched), RTGS (₹2L+, real-time) or IMPS (instant, 24×7)
Frequently Asked Questions
How do I find the IFSC code for Indian Overseas Bank in KOTTAYAM, KERALA?
Click on any branch listed above to see its full IFSC code, address and customer care number. The IFSC code for Indian Overseas Bank in KOTTAYAM, KERALA is an 11-character code starting with 'INDIANOVERSEASBANK'. Copy it directly and use it for NEFT, RTGS or IMPS transfers.
How many Indian Overseas Bank branches are in KOTTAYAM, KERALA?
There are 13 Indian Overseas Bank branches/branches listed in KOTTAYAM, KERALA in our database, all verified against the RBI master registry. Note that new branches may open or old ones may close — always verify with the bank's official website for the latest status.
How accurate are the IFSC codes listed here?
All IFSC codes on IFSCTeam are sourced directly from the Reserve Bank of India's master registry. We track bank mergers (like the 2019 PNB-OBC-United merger and the Bank of Baroda-Dena-Vijaya merger) and update codes accordingly. If you find an error, use the 'Report Issue' button on the branch page — our team verifies and corrects it within 48 hours.
What is the difference between NEFT, RTGS and IMPS?
NEFT is processed in half-hourly batches, works 24×7, and has no minimum or maximum amount limit. RTGS is for amounts ₹2,00,000 and above, processed in real-time. IMPS is instant, works 24×7 including holidays, and supports up to ₹5,00,000 per transaction. All three require the beneficiary's IFSC code. UPI transfers are free, instant and work for amounts up to ₹1,00,000.