Indian Overseas Bank
WAIDHAN-SINGRAULI Branch
RBI Sourced
Official branch credentials for Indian Overseas Bank located in SINGRAULI, MADHYA PRADESH.
Banking Data Matrix
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886"
How to Use IFSC Code IOBA0003973
Follow these step-by-step instructions to use the IFSC code IOBA0003973 for sending money to Indian Overseas Bank WAIDHAN-SINGRAULI branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Indian Overseas Bank
- Enter IFSC Code: IOBA0003973
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IOBA0003973
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IOBA0003973
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank
About Indian Overseas Bank WAIDHAN-SINGRAULI
Indian Overseas Bank WAIDHAN-SINGRAULI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IOBA0003973 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 003973, which uniquely identifies this WAIDHAN-SINGRAULI location. This branch reports MICR 486020002 (used for cheque clearing), SWIFT IOBAINLKL (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886 in SINGRAULI district, SINGRAULI, MADHYA PRADESH (PIN: 486886). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Indian Overseas Bank WAIDHAN-SINGRAULI branch in SINGRAULI.
What is the IFSC code of Indian Overseas Bank WAIDHAN-SINGRAULI branch?
Where is the Indian Overseas Bank WAIDHAN-SINGRAULI branch located?
Which fund-transfer methods are supported at Indian Overseas Bank WAIDHAN-SINGRAULI?
What is the MICR code of Indian Overseas Bank WAIDHAN-SINGRAULI?
Does Indian Overseas Bank WAIDHAN-SINGRAULI have a SWIFT code for international transfers?
What are the typical banking hours at Indian Overseas Bank WAIDHAN-SINGRAULI?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in MADHYA PRADESH.