Indian Overseas Bank INDORE Branch IFSC Code, Address & Phone - INDORE, MADHYA PRADESH | IFSCTeam Skip to Main Content
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Indian Overseas Bank
INDORE Branch
RBI Sourced

Official branch credentials for Indian Overseas Bank located in INDORE, MADHYA PRADESH.

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Nikky Dhale
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IOBA0001785
Institutional Data Node

Banking Data Matrix

MICR Code
452020004
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
001785
Unique to INDORE in INDORE
Swift Code (Intl)
IOBA0001785
For international wire transfers
Node Status
Verified
Bank Identifier
IOBA
Identifies Indian Overseas Bank across India
Branch Contact
26122672
Call for branch-specific banking queries
PIN Code
452010
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"SCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010"

📍 District: INDORE 📮 PIN: 452010
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IOBA0001785

Follow these step-by-step instructions to use the IFSC code IOBA0001785 for sending money to Indian Overseas Bank INDORE branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Overseas Bank
  4. Enter IFSC Code: IOBA0001785
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IOBA0001785
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IOBA0001785
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IOBA0001785
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank

About Indian Overseas Bank INDORE

Indian Overseas Bank INDORE is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IOBA0001785 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 001785, which uniquely identifies this INDORE location. This branch reports MICR 452020004 (used for cheque clearing), SWIFT IOBA0001785 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010 in INDORE district, INDORE, MADHYA PRADESH (PIN: 452010). For branch-specific queries, call 26122672. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Overseas Bank INDORE branch in INDORE.

What is the IFSC code of Indian Overseas Bank INDORE branch?
The IFSC code of Indian Overseas Bank INDORE branch in INDORE, MADHYA PRADESH is IOBA0001785. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Indian Overseas Bank INDORE located and how can I contact them?
The branch is physically located at: SCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010, INDORE, MADHYA PRADESH - 452010. You can reach the branch customer desk directly at 26122672 for operational or account assistance.
What is the MICR code of Indian Overseas Bank INDORE and how is it used?
The MICR code of Indian Overseas Bank INDORE is 452020004. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Indian Overseas Bank INDORE?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in MADHYA PRADESH.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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