Indian Overseas Bank PADIRIVEDU Branch IFSC Code, Address & Phone - THIRUVALLUR, TAMIL NADU | IFSCTeam Skip to Main Content
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Indian Overseas Bank
PADIRIVEDU Branch
RBI Sourced

Official branch credentials for Indian Overseas Bank located in THIRUVALLUR, TAMIL NADU.

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Nikky Dhale
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IOBA0000627
Institutional Data Node

Banking Data Matrix

MICR Code
Used for cheque clearing at RBI
BSR Code
0304631
Required for TDS & IT return filings
Branch Code
000627
Unique to PADIRIVEDU in THIRUVALLUR
Swift Code (Intl)
IOBAINBBTLR
For international wire transfers
Node Status
Verified
Bank Identifier
IOBA
Identifies Indian Overseas Bank across India
Branch Contact
27945230
Call for branch-specific banking queries
PIN Code
601202
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"4 BY 143, PADIRIVEDU HIGH ROAD,PADIRIVEDU,MADURAPAKKAM PO,PADIRIVEDU,PIN 601202"

📍 District: PADIRIVEDU 📮 PIN: 601202
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IOBA0000627

Follow these step-by-step instructions to use the IFSC code IOBA0000627 for sending money to Indian Overseas Bank PADIRIVEDU branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Overseas Bank
  4. Enter IFSC Code: IOBA0000627
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IOBA0000627
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IOBA0000627
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IOBA0000627
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank

About Indian Overseas Bank PADIRIVEDU

Indian Overseas Bank PADIRIVEDU is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IOBA0000627 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 000627, which uniquely identifies this PADIRIVEDU location. This branch reports BSR 0304631 (required for TDS and income tax filings), SWIFT IOBAINBBTLR (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 4 BY 143, PADIRIVEDU HIGH ROAD,PADIRIVEDU,MADURAPAKKAM PO,PADIRIVEDU,PIN 601202 in PADIRIVEDU district, THIRUVALLUR, TAMIL NADU (PIN: 601202). For branch-specific queries, call 27945230. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Overseas Bank PADIRIVEDU branch in THIRUVALLUR.

What is the IFSC code of Indian Overseas Bank PADIRIVEDU branch?
The IFSC code of Indian Overseas Bank PADIRIVEDU in THIRUVALLUR, TAMIL NADU is IOBA0000627. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as IOBA (the bank identifier), a reserved '0', and 000627 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Indian Overseas Bank PADIRIVEDU branch located?
The branch is located at 4 BY 143, PADIRIVEDU HIGH ROAD,PADIRIVEDU,MADURAPAKKAM PO,PADIRIVEDU,PIN 601202 in PADIRIVEDU district, THIRUVALLUR, TAMIL NADU (PIN 601202). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Indian Overseas Bank PADIRIVEDU?
You can reach the Indian Overseas Bank PADIRIVEDU branch directly at 27945230 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Indian Overseas Bank PADIRIVEDU?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC IOBA0000627 when adding this branch as a beneficiary.
What is the BSR code of Indian Overseas Bank PADIRIVEDU and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 0304631. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Does Indian Overseas Bank PADIRIVEDU have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is IOBAINBBTLR. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in TAMIL NADU.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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