Indian Overseas Bank
SUGAMAU Branch
RBI Sourced
Official branch credentials for Indian Overseas Bank located in LUCKNOW, UTTAR PRADESH.
Banking Data Matrix
Other Indian Overseas Bank Branches in LUCKNOW
6 more Indian Overseas Bank branches found in LUCKNOW, UTTAR PRADESH
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"KIRAN COMPLEX SUGAMAU ROAD, NEAR MANAS CITY INDRA NAGAR, LUCKNOW ,UP"
How to Use IFSC Code IOBA0003848
Follow these step-by-step instructions to use the IFSC code IOBA0003848 for sending money to Indian Overseas Bank SUGAMAU branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Indian Overseas Bank
- Enter IFSC Code: IOBA0003848
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IOBA0003848
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IOBA0003848
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank
About Indian Overseas Bank SUGAMAU
Indian Overseas Bank SUGAMAU is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IOBA0003848 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 003848, which uniquely identifies this SUGAMAU location. This branch reports MICR 226020035 (used for cheque clearing), BSR 391451 (required for TDS and income tax filings), SWIFT IOBAINBB384 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is KIRAN COMPLEX SUGAMAU ROAD, NEAR MANAS CITY INDRA NAGAR, LUCKNOW ,UP in LUCKNOW district, LUCKNOW, UTTAR PRADESH (PIN: 226016). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Indian Overseas Bank SUGAMAU branch in LUCKNOW.
What is the IFSC code of Indian Overseas Bank SUGAMAU branch?
Where is the Indian Overseas Bank SUGAMAU branch located?
Which fund-transfer methods are supported at Indian Overseas Bank SUGAMAU?
What is the MICR code of Indian Overseas Bank SUGAMAU?
What is the BSR code of Indian Overseas Bank SUGAMAU and when is it needed?
Does Indian Overseas Bank SUGAMAU have a SWIFT code for international transfers?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in UTTAR PRADESH.