Indian Overseas Bank
BIHARIA GURUDASPUR Branch
RBI Sourced
Official branch credentials for Indian Overseas Bank located in MURSHIDABAD, WEST BENGAL.
Banking Data Matrix
Other Indian Overseas Bank Branches in MURSHIDABAD
6 more Indian Overseas Bank branches found in MURSHIDABAD, WEST BENGAL
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175"
How to Use IFSC Code IOBA0003486
Follow these step-by-step instructions to use the IFSC code IOBA0003486 for sending money to Indian Overseas Bank BIHARIA GURUDASPUR branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Indian Overseas Bank
- Enter IFSC Code: IOBA0003486
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: IOBA0003486
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: IOBA0003486
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank
About Indian Overseas Bank BIHARIA GURUDASPUR
Indian Overseas Bank BIHARIA GURUDASPUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code IOBA0003486 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 003486, which uniquely identifies this BIHARIA GURUDASPUR location. Secondary banking codes (MICR/BSR/SWIFT) are not recorded for this branch. Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175 in MURSHIDABAD district, MURSHIDABAD, WEST BENGAL (PIN: 742175). For branch-specific queries, call +912025665822. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Indian Overseas Bank BIHARIA GURUDASPUR branch in MURSHIDABAD.
What is the IFSC code of Indian Overseas Bank BIHARIA GURUDASPUR branch?
Where is Indian Overseas Bank BIHARIA GURUDASPUR located and how can I contact them?
What is the MICR code of Indian Overseas Bank BIHARIA GURUDASPUR and how is it used?
What are the working hours and holiday schedule for Indian Overseas Bank BIHARIA GURUDASPUR?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in WEST BENGAL.