Indusind Bank KOTTAYAM Branch IFSC Code, Address & Phone - KOTTAYAM, KERALA | IFSCTeam Skip to Main Content
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Indusind Bank
KOTTAYAM Branch
RBI Sourced

Official branch credentials for Indusind Bank located in KOTTAYAM, KERALA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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INDB0000186
Institutional Data Node

Banking Data Matrix

MICR Code
686234002
Used for cheque clearing at RBI
BSR Code
0308141
Required for TDS & IT return filings
Branch Code
000186
Unique to KOTTAYAM in KOTTAYAM
Swift Code (Intl)
INDBINBBKOT
For international wire transfers
Node Status
Verified
Bank Identifier
INDB
Identifies Indusind Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
686002
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"REGENCY SQUARE, K.K. ROAD,NEAR KOTTAYAM COLLECTORATE PO, KOTTAYAM - 686002."

📍 District: KOTTAYAM 📮 PIN: 686002
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code INDB0000186

Follow these step-by-step instructions to use the IFSC code INDB0000186 for sending money to Indusind Bank KOTTAYAM branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indusind Bank
  4. Enter IFSC Code: INDB0000186
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: INDB0000186
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: INDB0000186
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC INDB0000186
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indusind Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indusind Bank

About Indusind Bank KOTTAYAM

Indusind Bank KOTTAYAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code INDB0000186 is decoded as: bank identifier INDB (Indusind Bank) and branch code 000186, which uniquely identifies this KOTTAYAM location. This branch reports MICR 686234002 (used for cheque clearing), BSR 0308141 (required for TDS and income tax filings), SWIFT INDBINBBKOT (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is REGENCY SQUARE, K.K. ROAD,NEAR KOTTAYAM COLLECTORATE PO, KOTTAYAM - 686002. in KOTTAYAM district, KOTTAYAM, KERALA (PIN: 686002). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indusind Bank KOTTAYAM branch in KOTTAYAM.

What is the IFSC code of Indusind Bank Kottayam branch?
The verified IFSC code of the Indusind Bank KOTTAYAM branch in KOTTAYAM, KERALA is INDB0000186. You need this 11-digit alphanumeric code to add the branch as a beneficiary for online transfers like NEFT, RTGS, IMPS, and UPI payments. The code consists of: 'INDB' (bank identifier), '0' (control digit), and '000186' (specific branch code).
What is the contact number of Indusind Bank Kottayam?
The specific branch contact number is not listed in the public directory, but you can reach the central toll-free support line of Indusind Bank for any assistance regarding your account at the KOTTAYAM branch.
Where is the Indusind Bank Kottayam branch located?
The exact physical address of Indusind Bank KOTTAYAM is: REGENCY SQUARE, K.K. ROAD,NEAR KOTTAYAM COLLECTORATE PO, KOTTAYAM - 686002., KOTTAYAM, KERALA - 686002. You can visit this branch in person for banking services like cash deposits, locker access, cheque book collection, or loan inquiries.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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