Jammu and Kashmir Bank KACHI HAMA Branch IFSC Code, Address & Phone - KUPWARA, JAMMU AND KASHMIR | IFSCTeam Skip to Main Content
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Verified Branch Registry

Jammu and Kashmir Bank
KACHI HAMA Branch
RBI Sourced

Official branch credentials for Jammu and Kashmir Bank located in KUPWARA, JAMMU AND KASHMIR.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
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Internal Financial System Code
JAKA0EBKACH
Institutional Data Node

Banking Data Matrix

MICR Code
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
EBKACH
Unique to KACHI HAMA in KUPWARA
Swift Code (Intl)
JAKA0EBKACH
For international wire transfers
Node Status
Verified
Bank Identifier
JAKA
Identifies Jammu and Kashmir Bank across India
Branch Contact
+917006893259
Call for branch-specific banking queries
PIN Code
193222
Postal Index Number
Trust Score RBI Sourced

80/100

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Supported Payment Networks

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Typical Banking Hours (India)

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.
Physical Coordinates

"KACHI HAMA, HARRAI, KUPWARA, JAMMU AND KASHMIR"

📍 District: KUPWARA 📮 PIN: 193222
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code JAKA0EBKACH

Follow these step-by-step instructions to use the IFSC code JAKA0EBKACH for sending money to Jammu and Kashmir Bank KACHI HAMA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Jammu and Kashmir Bank
  4. Enter IFSC Code: JAKA0EBKACH
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: JAKA0EBKACH
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: JAKA0EBKACH
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC JAKA0EBKACH
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Jammu and Kashmir Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Jammu and Kashmir Bank

About Jammu and Kashmir Bank KACHI HAMA

Jammu and Kashmir Bank KACHI HAMA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code JAKA0EBKACH is decoded as: bank identifier JAKA (Jammu and Kashmir Bank) and branch code EBKACH, which uniquely identifies this KACHI HAMA location. This branch reports SWIFT JAKA0EBKACH (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is KACHI HAMA, HARRAI, KUPWARA, JAMMU AND KASHMIR in KUPWARA district, KUPWARA, JAMMU AND KASHMIR (PIN: 193222). For branch-specific queries, call +917006893259. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Jammu and Kashmir Bank KACHI HAMA branch in KUPWARA.

What is the IFSC code of Jammu and Kashmir Bank KACHI HAMA branch?
The IFSC code of Jammu and Kashmir Bank KACHI HAMA in KUPWARA, JAMMU AND KASHMIR is JAKA0EBKACH. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as JAKA (the bank identifier), a reserved '0', and EBKACH (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Jammu and Kashmir Bank KACHI HAMA branch located?
The branch is located at KACHI HAMA, HARRAI, KUPWARA, JAMMU AND KASHMIR in KUPWARA district, KUPWARA, JAMMU AND KASHMIR (PIN 193222). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Jammu and Kashmir Bank KACHI HAMA?
You can reach the Jammu and Kashmir Bank KACHI HAMA branch directly at +917006893259 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Jammu and Kashmir Bank KACHI HAMA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC JAKA0EBKACH when adding this branch as a beneficiary.
Does Jammu and Kashmir Bank KACHI HAMA have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is JAKA0EBKACH. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
What are the typical banking hours at Jammu and Kashmir Bank KACHI HAMA?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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