Jana Small Finance Bank VELACHERY Branch IFSC Code, Address & Phone - CHENNAI, TAMIL NADU | IFSCTeam Skip to Main Content
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Jana Small Finance Bank
VELACHERY Branch
RBI Sourced

Official branch credentials for Jana Small Finance Bank located in CHENNAI, TAMIL NADU.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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JSFB0004594
Institutional Data Node

Banking Data Matrix

MICR Code
600788002
Used for cheque clearing at RBI
BSR Code
788
Required for TDS & IT return filings
Branch Code
004594
Unique to VELACHERY in CHENNAI
Swift Code (Intl)
JSFBINBB
For international wire transfers
Node Status
Verified
Bank Identifier
JSFB
Identifies Jana Small Finance Bank across India
Branch Contact
9080088207
Call for branch-specific banking queries
PIN Code
600042
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"PLOT NO354,PLOT NO355 AND PLOT NO356 GOTHAVARI STREET, 100 FEET ROAD, BHARATHI NAGAR, CHENNAI600113"

📍 District: CHENNAI 📮 PIN: 600042
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code JSFB0004594

Follow these step-by-step instructions to use the IFSC code JSFB0004594 for sending money to Jana Small Finance Bank VELACHERY branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Jana Small Finance Bank
  4. Enter IFSC Code: JSFB0004594
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: JSFB0004594
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: JSFB0004594
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC JSFB0004594
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Jana Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Jana Small Finance Bank

About Jana Small Finance Bank VELACHERY

Jana Small Finance Bank VELACHERY is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code JSFB0004594 is decoded as: bank identifier JSFB (Jana Small Finance Bank) and branch code 004594, which uniquely identifies this VELACHERY location. This branch reports MICR 600788002 (used for cheque clearing), BSR 788 (required for TDS and income tax filings), SWIFT JSFBINBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is PLOT NO354,PLOT NO355 AND PLOT NO356 GOTHAVARI STREET, 100 FEET ROAD, BHARATHI NAGAR, CHENNAI600113 in CHENNAI district, CHENNAI, TAMIL NADU (PIN: 600042). For branch-specific queries, call 9080088207. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Jana Small Finance Bank VELACHERY branch in CHENNAI.

What is the IFSC code of Jana Small Finance Bank VELACHERY branch?
The IFSC code of Jana Small Finance Bank VELACHERY branch in CHENNAI, TAMIL NADU is JSFB0004594. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Jana Small Finance Bank VELACHERY located and how can I contact them?
The branch is physically located at: PLOT NO354,PLOT NO355 AND PLOT NO356 GOTHAVARI STREET, 100 FEET ROAD, BHARATHI NAGAR, CHENNAI600113, CHENNAI, TAMIL NADU - 600042. You can reach the branch customer desk directly at 9080088207 for operational or account assistance.
What is the MICR code of Jana Small Finance Bank VELACHERY and how is it used?
The MICR code of Jana Small Finance Bank VELACHERY is 600788002. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Jana Small Finance Bank VELACHERY?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Jana Small Finance Bank customers in TAMIL NADU.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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