Jana Small Finance Bank RAMPURA PHUL Branch IFSC Code, Address & Phone - RAMPURA PHUL, PUNJAB | IFSCTeam Skip to Main Content
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Jana Small Finance Bank
RAMPURA PHUL Branch
RBI Sourced

Official branch credentials for Jana Small Finance Bank located in RAMPURA PHUL, PUNJAB.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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JSFB0003457
Institutional Data Node

Banking Data Matrix

MICR Code
151788302
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
003457
Unique to RAMPURA PHUL in RAMPURA PHUL
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
JSFB
Identifies Jana Small Finance Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
151103
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GROUND FLOOR,KHASRA NO.591/2,592/2 AND 592/1/1,FARID NAGAR,BATHINDA ROAD,RAMOURA PHUL,RAMPURAPHUL-BATHINDA-2,151103"

📍 District: BATHINDA 📮 PIN: 151103
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code JSFB0003457

Follow these step-by-step instructions to use the IFSC code JSFB0003457 for sending money to Jana Small Finance Bank RAMPURA PHUL branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Jana Small Finance Bank
  4. Enter IFSC Code: JSFB0003457
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: JSFB0003457
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: JSFB0003457
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC JSFB0003457
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Jana Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Jana Small Finance Bank

About Jana Small Finance Bank RAMPURA PHUL

Jana Small Finance Bank RAMPURA PHUL is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code JSFB0003457 is decoded as: bank identifier JSFB (Jana Small Finance Bank) and branch code 003457, which uniquely identifies this RAMPURA PHUL location. This branch reports MICR 151788302 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GROUND FLOOR,KHASRA NO.591/2,592/2 AND 592/1/1,FARID NAGAR,BATHINDA ROAD,RAMOURA PHUL,RAMPURAPHUL-BATHINDA-2,151103 in BATHINDA district, RAMPURA PHUL, PUNJAB (PIN: 151103). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Jana Small Finance Bank RAMPURA PHUL branch in RAMPURA PHUL.

What is the IFSC code of Jana Small Finance Bank RAMPURA PHUL branch?
The IFSC code of Jana Small Finance Bank RAMPURA PHUL branch in RAMPURA PHUL, PUNJAB is JSFB0003457. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Jana Small Finance Bank RAMPURA PHUL located and how can I contact them?
The branch is physically located at: GROUND FLOOR,KHASRA NO.591/2,592/2 AND 592/1/1,FARID NAGAR,BATHINDA ROAD,RAMOURA PHUL,RAMPURAPHUL-BATHINDA-2,151103, RAMPURA PHUL, PUNJAB - 151103. For account operations or local queries, customers are advised to visit the branch desk during business hours or call the central bank support.
What is the MICR code of Jana Small Finance Bank RAMPURA PHUL and how is it used?
The MICR code of Jana Small Finance Bank RAMPURA PHUL is 151788302. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Jana Small Finance Bank RAMPURA PHUL?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Jana Small Finance Bank customers in PUNJAB.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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