Karnataka Bank
MARGAO GOA Branch
RBI Sourced
Official branch credentials for Karnataka Bank located in GOA-SOUTH, GOA.
Banking Data Matrix
Other Karnataka Bank Branches in GOA-SOUTH
1 more Karnataka Bank branch found in GOA-SOUTH, GOA
View all Karnataka Bank branches in GOA-SOUTH80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.
Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601"
How to Use IFSC Code KARB0000490
Follow these step-by-step instructions to use the IFSC code KARB0000490 for sending money to Karnataka Bank MARGAO GOA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Karnataka Bank
- Enter IFSC Code: KARB0000490
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: KARB0000490
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: KARB0000490
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Karnataka Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Karnataka Bank
About Karnataka Bank MARGAO GOA
Karnataka Bank MARGAO GOA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code KARB0000490 is decoded as: bank identifier KARB (Karnataka Bank) and branch code 000490, which uniquely identifies this MARGAO GOA location. This branch reports MICR 403052004 (used for cheque clearing), BSR 0304034 (required for TDS and income tax filings), SWIFT KARBINBBMGO (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601 in MARGOA district, GOA-SOUTH, GOA (PIN: 403601). For branch-specific queries, call +918322730979. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Karnataka Bank MARGAO GOA branch in GOA-SOUTH.
What is the IFSC code of Karnataka Bank MARGAO GOA branch?
Where is Karnataka Bank MARGAO GOA located and how can I contact them?
What is the MICR code of Karnataka Bank MARGAO GOA and how is it used?
What are the working hours and holiday schedule for Karnataka Bank MARGAO GOA?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Karnataka Bank customers in GOA.