Kotak Mahindra Bank
PALDHI KH BRANCH Branch
RBI Sourced
Official branch credentials for Kotak Mahindra Bank located in JALGAON, MAHARASHTRA.
The IFSC code for Kotak Mahindra Bank PALDHI KH BRANCH branch in JALGAON, MAHARASHTRA is KKBK0002009. This 11-character alphanumeric code is used by the Reserve Bank of India to identify bank branches for electronic fund transfers including NEFT, RTGS, and IMPS. The MICR code for this branch is 425485504. Verify your transactions using this official RBI-compliant routing data.
Branch Intelligence
Branch Location Details: The registered address of Kotak Mahindra Bank PALDHI KH BRANCH is: FIRST FLOOR, HOUSE NO 583, MAIN ROAD, ABOVE RUPALI MEDICALS, PALDHI KH. - 425103, TALUKA - DHARANGAON, DISTRICT JALGAON,MAHARASHTRA, JALGAON, MAHARASHTRA, PIN: 425103. The IFSC code KKBK0002009 is decoded as: Bank Identifier — KKBK, Control Character — 0, Branch Code — 002009. This branch falls under the MAHARASHTRA banking jurisdiction and is regulated by the Reserve Bank of India. All transactions using IFSC KKBK0002009 are settled via the NPCI's Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) platforms.
About Kotak Mahindra Bank — Branch Network & Background
Kotak Mahindra Bank was founded in 2003 and operates as a Private Sector institution. It maintains a network of 1,900+ branches across India, employing 0.9 Lakh+ banking professionals. The PALDHI KH BRANCH location in JALGAON is one of the active nodes in this national network, operating under RBI License and DICGC deposit insurance coverage up to ₹5,00,000.
Banking Infrastructure in MAHARASHTRA
MAHARASHTRA is ranked #1 in India by number of active bank branches, with over 18,400+ branch offices registered with the RBI. The state contributes a GDP of approximately ₹36.3 Lakh Cr to India's national economy, making it a significant banking jurisdiction. The financial capital of MAHARASHTRA is Mumbai, which hosts the regional banking hubs for most major scheduled banks. The branch's postal code 425103 places it within the MAHARASHTRA banking postal jurisdiction, ensuring all postal banking correspondences are routed through the correct sorting hub.
NEFT & RTGS Transfer Charges (2025–26)
When transferring funds to Kotak Mahindra Bank PALDHI KH BRANCH using IFSC KKBK0002009, the following RBI-mandated fee structure applies:
| Transfer Amount | NEFT Fee |
|---|---|
| Up to ₹10,000 | ₹2.50 + GST |
| ₹10,001 – ₹1,00,000 | ₹5.00 + GST |
| ₹1,00,001 – ₹2,00,000 | ₹15.00 + GST |
| Above ₹2,00,000 | ₹25.00 + GST |
| RTGS (Min ₹2,00,000) | ₹20–₹45 + GST (varies by amount & bank) |
* IMPS is free or charged up to ₹5/transaction depending on your bank. UPI transfers are free. Charges are indicative and may vary by bank.
Operating Status & Settlement Timings
As of today (04 Jun 2026), the operational status of the PALDHI KH BRANCH branch is as follows: The branch is currently CLOSED for counter transactions. However, all digital channels—including Net Banking, Mobile App, UPI, and ATM services—remain fully functional and available 24x7. Electronic transfers to this branch are settled per standard NPCI cycles: UPI & IMPS transactions are settled instantly (24x7x365). NEFT transactions are processed in half-hourly batches, and RTGS transfers (above ₹2 Lakh) are settled on a continuous, real-time basis.
Banking Data Matrix
Safety Tips & Guidelines
- • Always double-check the IFSC code before confirming any transfer
- • Cross-verify with your passbook or cheque book issued by Kotak Mahindra Bank
- • For first-time transfers, send a small test amount (₹1-₹10) first
- • Never share your OTP, PIN, or password with anyone claiming to be from Kotak Mahindra Bank
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.
Developer Reference & B2B Terminal
Official verified attribution badge for fintech applications, banking reports, and institutional data verification.
How to Use IFSC Code KKBK0002009
Follow these step-by-step instructions to use the IFSC code KKBK0002009 for sending money to Kotak Mahindra Bank PALDHI KH BRANCH branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Kotak Mahindra Bank
- Enter IFSC Code: KKBK0002009
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: KKBK0002009
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: KKBK0002009
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Kotak Mahindra Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Kotak Mahindra Bank
About Kotak Mahindra Bank PALDHI KH BRANCH
Kotak Mahindra Bank PALDHI KH BRANCH branch is a fully operational banking facility located in JALGAON, MAHARASHTRA. Identified by the IFSC code KKBK0002009, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 002009 is unique to this specific location, while the prefix KKBK identifies Kotak Mahindra Bank across all its branches nationally. Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in JALGAON, this branch serves as a primary financial access point. All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework. We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Frequently Asked Questions
Everything you need to know about Kotak Mahindra Bank PALDHI KH BRANCH branch in JALGAON.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Kotak Mahindra Bank customers in MAHARASHTRA.