Kotak Mahindra Bank HUGHES ROAD Branch IFSC Code, Address & Phone - MUMBAI, MAHARASHTRA | IFSCTeam Skip to Main Content
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Kotak Mahindra Bank
HUGHES ROAD Branch
RBI Sourced

Official branch credentials for Kotak Mahindra Bank located in MUMBAI, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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KKBK0000639
Institutional Data Node

Banking Data Matrix

MICR Code
400485044
Used for cheque clearing at RBI
BSR Code
0305321
Required for TDS & IT return filings
Branch Code
000639
Unique to HUGHES ROAD in MUMBAI
Swift Code (Intl)
KKBKINBB
For international wire transfers
Node Status
Verified
Bank Identifier
KKBK
Identifies Kotak Mahindra Bank across India
Branch Contact
+9118602662666
Call for branch-specific banking queries
PIN Code
400007
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GR FLR UNIT 2 & BASEMENT UNIT B MANEK LODGE, N S PATKAR MARG, HUGHES ROAD, MUMBAI 400 007"

📍 District: MUMBAI 📮 PIN: 400007
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code KKBK0000639

Follow these step-by-step instructions to use the IFSC code KKBK0000639 for sending money to Kotak Mahindra Bank HUGHES ROAD branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Kotak Mahindra Bank
  4. Enter IFSC Code: KKBK0000639
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: KKBK0000639
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: KKBK0000639
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC KKBK0000639
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Kotak Mahindra Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Kotak Mahindra Bank

About Kotak Mahindra Bank HUGHES ROAD

Kotak Mahindra Bank HUGHES ROAD is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code KKBK0000639 is decoded as: bank identifier KKBK (Kotak Mahindra Bank) and branch code 000639, which uniquely identifies this HUGHES ROAD location. This branch reports MICR 400485044 (used for cheque clearing), BSR 0305321 (required for TDS and income tax filings), SWIFT KKBKINBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GR FLR UNIT 2 & BASEMENT UNIT B MANEK LODGE, N S PATKAR MARG, HUGHES ROAD, MUMBAI 400 007 in MUMBAI district, MUMBAI, MAHARASHTRA (PIN: 400007). For branch-specific queries, call +9118602662666. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Kotak Mahindra Bank HUGHES ROAD branch in MUMBAI.

What is the IFSC code of Kotak Mahindra Bank HUGHES ROAD branch?
The IFSC code of Kotak Mahindra Bank HUGHES ROAD branch in MUMBAI, MAHARASHTRA is KKBK0000639. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Kotak Mahindra Bank HUGHES ROAD located and how can I contact them?
The branch is physically located at: GR FLR UNIT 2 & BASEMENT UNIT B MANEK LODGE, N S PATKAR MARG, HUGHES ROAD, MUMBAI 400 007, MUMBAI, MAHARASHTRA - 400007. You can reach the branch customer desk directly at +9118602662666 for operational or account assistance.
What is the MICR code of Kotak Mahindra Bank HUGHES ROAD and how is it used?
The MICR code of Kotak Mahindra Bank HUGHES ROAD is 400485044. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Kotak Mahindra Bank HUGHES ROAD?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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