Mahanagar Co-operative Bank ULWE Branch IFSC Code, Address & Phone - RAIGAD, MAHARASHTRA | IFSCTeam Skip to Main Content
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Mahanagar Co-operative Bank
ULWE Branch
RBI Sourced

Official branch credentials for Mahanagar Co-operative Bank located in RAIGAD, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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MCBL0960039
Institutional Data Node

Banking Data Matrix

MICR Code
400096039
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
960039
Unique to ULWE in RAIGAD
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
MCBL
Identifies Mahanagar Co-operative Bank across India
Branch Contact
+912224710821
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other Mahanagar Co-operative Bank Branches in RAIGAD

5 more Mahanagar Co-operative Bank branches found in RAIGAD, MAHARASHTRA

KALAMBOLI
IFSC: MCBL0960016
KAMOTHE
IFSC: MCBL0960038
KHANDA COLONY PANVEL
IFSC: MCBL0960032
PANVEL
IFSC: MCBL0960027
URAN
IFSC: MCBL0960029
View all Mahanagar Co-operative Bank branches in RAIGAD
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"SHOP NO 3 AND 4 GRND FLOOR RAJ HERITAGE PLOT NO 183 SECTOR 19 ULWE NAVI MUMBAI 400706"

📍 District: NAVIMUMBAI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code MCBL0960039

Follow these step-by-step instructions to use the IFSC code MCBL0960039 for sending money to Mahanagar Co-operative Bank ULWE branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Mahanagar Co-operative Bank
  4. Enter IFSC Code: MCBL0960039
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: MCBL0960039
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: MCBL0960039
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC MCBL0960039
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Mahanagar Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Mahanagar Co-operative Bank

About Mahanagar Co-operative Bank ULWE

Mahanagar Co-operative Bank ULWE is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code MCBL0960039 is decoded as: bank identifier MCBL (Mahanagar Co-operative Bank) and branch code 960039, which uniquely identifies this ULWE location. This branch reports MICR 400096039 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SHOP NO 3 AND 4 GRND FLOOR RAJ HERITAGE PLOT NO 183 SECTOR 19 ULWE NAVI MUMBAI 400706 in NAVIMUMBAI district, RAIGAD, MAHARASHTRA. For branch-specific queries, call +912224710821. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Mahanagar Co-operative Bank ULWE branch in RAIGAD.

What is the IFSC code of Mahanagar Co-operative Bank ULWE branch?
The IFSC code of Mahanagar Co-operative Bank ULWE in RAIGAD, MAHARASHTRA is MCBL0960039. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as MCBL (the bank identifier), a reserved '0', and 960039 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Mahanagar Co-operative Bank ULWE branch located?
The branch is located at SHOP NO 3 AND 4 GRND FLOOR RAJ HERITAGE PLOT NO 183 SECTOR 19 ULWE NAVI MUMBAI 400706 in NAVIMUMBAI district, RAIGAD, MAHARASHTRA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Mahanagar Co-operative Bank ULWE?
You can reach the Mahanagar Co-operative Bank ULWE branch directly at +912224710821 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Mahanagar Co-operative Bank ULWE?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC MCBL0960039 when adding this branch as a beneficiary.
What is the MICR code of Mahanagar Co-operative Bank ULWE?
The MICR code of Mahanagar Co-operative Bank ULWE is 400096039. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Mahanagar Co-operative Bank ULWE?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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