Axis Bank
GANGYAL Branch
RBI Sourced
Official branch credentials for Axis Bank located in JAMMU, JAMMU AND KASHMIR.
Banking Data Matrix
Other Axis Bank Branches in JAMMU
6 more Axis Bank branches found in JAMMU, JAMMU AND KASHMIR
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR"
How to Use IFSC Code UTIB0004981
Follow these step-by-step instructions to use the IFSC code UTIB0004981 for sending money to Axis Bank GANGYAL branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Axis Bank
- Enter IFSC Code: UTIB0004981
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UTIB0004981
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UTIB0004981
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Axis Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank
About Axis Bank GANGYAL
Axis Bank GANGYAL is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UTIB0004981 is decoded as: bank identifier UTIB (Axis Bank) and branch code 004981, which uniquely identifies this GANGYAL location. This branch reports MICR 180211018 (used for cheque clearing), BSR 3914511 (required for TDS and income tax filings), SWIFT UTIBINBBJAM (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR in JAMMU district, JAMMU, JAMMU AND KASHMIR (PIN: 180010). For branch-specific queries, call +919596254179. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Axis Bank GANGYAL branch in JAMMU.
What is the IFSC code of Axis Bank GANGYAL branch?
Where is the Axis Bank GANGYAL branch located?
What is the contact number of Axis Bank GANGYAL?
Which fund-transfer methods are supported at Axis Bank GANGYAL?
What is the MICR code of Axis Bank GANGYAL?
What is the BSR code of Axis Bank GANGYAL and when is it needed?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Axis Bank customers in JAMMU AND KASHMIR.