Axis Bank BUNIGAM MICR Code & Branch Details - 192211301 Skip to Main Content
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Axis Bank
BUNIGAM Branch
RBI Sourced

Official branch credentials for Axis Bank located in KULGAM, JAMMU AND KASHMIR.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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UTIB0002377
Institutional Data Node

Banking Data Matrix

MICR Code
192211301
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
002377
Unique to BUNIGAM in KULGAM
Swift Code (Intl)
UTIBINBL
For international wire transfers
Node Status
Verified
Bank Identifier
UTIB
Identifies Axis Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
192221
Postal Index Number
Branch Network

Other Axis Bank Branches in KULGAM

1 more Axis Bank branch found in KULGAM, JAMMU AND KASHMIR

KULGAM
IFSC: UTIB0005969  ·  PIN: 192231
View all Axis Bank branches in KULGAM
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"DIST KULGAM, JAMMU & KASHMIR, PIN 192221"

📍 District: KULGAM 📮 PIN: 192221
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UTIB0002377

Follow these step-by-step instructions to use the IFSC code UTIB0002377 for sending money to Axis Bank BUNIGAM branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Axis Bank
  4. Enter IFSC Code: UTIB0002377
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UTIB0002377
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UTIB0002377
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UTIB0002377
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Axis Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank

About Axis Bank BUNIGAM

Axis Bank BUNIGAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UTIB0002377 is decoded as: bank identifier UTIB (Axis Bank) and branch code 002377, which uniquely identifies this BUNIGAM location. This branch reports MICR 192211301 (used for cheque clearing), SWIFT UTIBINBL (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is DIST KULGAM, JAMMU & KASHMIR, PIN 192221 in KULGAM district, KULGAM, JAMMU AND KASHMIR (PIN: 192221). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Axis Bank BUNIGAM branch in KULGAM.

What is the IFSC code of Axis Bank BUNIGAM branch?
The IFSC code of Axis Bank BUNIGAM branch in KULGAM, JAMMU AND KASHMIR is UTIB0002377. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Axis Bank BUNIGAM located and how can I contact them?
The branch is physically located at: DIST KULGAM, JAMMU & KASHMIR, PIN 192221, KULGAM, JAMMU AND KASHMIR - 192221. For account operations or local queries, customers are advised to visit the branch desk during business hours or call the central bank support.
What is the MICR code of Axis Bank BUNIGAM and how is it used?
The MICR code of Axis Bank BUNIGAM is 192211301. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Axis Bank BUNIGAM?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Axis Bank customers in JAMMU AND KASHMIR.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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