Axis Bank
BUNIGAM Branch
RBI Sourced
Official branch credentials for Axis Bank located in KULGAM, JAMMU AND KASHMIR.
Banking Data Matrix
Other Axis Bank Branches in KULGAM
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"DIST KULGAM, JAMMU & KASHMIR, PIN 192221"
How to Use IFSC Code UTIB0002377
Follow these step-by-step instructions to use the IFSC code UTIB0002377 for sending money to Axis Bank BUNIGAM branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Axis Bank
- Enter IFSC Code: UTIB0002377
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UTIB0002377
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UTIB0002377
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Axis Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank
About Axis Bank BUNIGAM
Axis Bank BUNIGAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UTIB0002377 is decoded as: bank identifier UTIB (Axis Bank) and branch code 002377, which uniquely identifies this BUNIGAM location. This branch reports MICR 192211301 (used for cheque clearing), SWIFT UTIBINBL (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is DIST KULGAM, JAMMU & KASHMIR, PIN 192221 in KULGAM district, KULGAM, JAMMU AND KASHMIR (PIN: 192221). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Axis Bank BUNIGAM branch in KULGAM.
What is the IFSC code of Axis Bank BUNIGAM branch?
Where is Axis Bank BUNIGAM located and how can I contact them?
What is the MICR code of Axis Bank BUNIGAM and how is it used?
What are the working hours and holiday schedule for Axis Bank BUNIGAM?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Axis Bank customers in JAMMU AND KASHMIR.