Axis Bank
PALAI, KERALA Branch
RBI Sourced
Official branch credentials for Axis Bank located in KOTTAYAM, KERALA.
Banking Data Matrix
Other Axis Bank Branches in KOTTAYAM
6 more Axis Bank branches found in KOTTAYAM, KERALA
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA"
How to Use IFSC Code UTIB0000616
Follow these step-by-step instructions to use the IFSC code UTIB0000616 for sending money to Axis Bank PALAI, KERALA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Axis Bank
- Enter IFSC Code: UTIB0000616
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UTIB0000616
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UTIB0000616
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Axis Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank
About Axis Bank PALAI, KERALA
Axis Bank PALAI, KERALA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UTIB0000616 is decoded as: bank identifier UTIB (Axis Bank) and branch code 000616, which uniquely identifies this PALAI, KERALA location. This branch reports MICR 686211302 (used for cheque clearing), BSR 1900116000 (required for TDS and income tax filings), SWIFT UTIB0000616 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA in PALAI district, KOTTAYAM, KERALA (PIN: 686501). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Axis Bank PALAI, KERALA branch in KOTTAYAM.
What is the IFSC code of Axis Bank PALAI, KERALA branch?
Where is Axis Bank PALAI, KERALA located and how can I contact them?
What is the MICR code of Axis Bank PALAI, KERALA and how is it used?
What are the working hours and holiday schedule for Axis Bank PALAI, KERALA?
Related Banking Guides
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