Axis Bank CHAMPHAI MICR Code & Branch Details - 796211502 Skip to Main Content
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Axis Bank
CHAMPHAI Branch
RBI Sourced

Official branch credentials for Axis Bank located in CHAMPHAI, MIZORAM.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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UTIB0003783
Institutional Data Node

Banking Data Matrix

MICR Code
796211502
Used for cheque clearing at RBI
BSR Code
003783
Required for TDS & IT return filings
Branch Code
003783
Unique to CHAMPHAI in CHAMPHAI
Swift Code (Intl)
UTIBINBB
For international wire transfers
Node Status
Verified
Bank Identifier
UTIB
Identifies Axis Bank across India
Branch Contact
+913831234990
Call for branch-specific banking queries
PIN Code
796321
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"AXIS BANK LTD CHAMPHAI BRANCH, GROUND & FIRST FLOOR, D.C OFFICE ROAD, PO & PS.CHAMPHAI, DIST.CHAMPHAI, NEAR YMA RUN, VENGTHLANG, DAWRVENG, PIN.796321"

📍 District: CHAMPHAI 📮 PIN: 796321
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UTIB0003783

Follow these step-by-step instructions to use the IFSC code UTIB0003783 for sending money to Axis Bank CHAMPHAI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Axis Bank
  4. Enter IFSC Code: UTIB0003783
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UTIB0003783
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UTIB0003783
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UTIB0003783
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Axis Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank

About Axis Bank CHAMPHAI

Axis Bank CHAMPHAI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UTIB0003783 is decoded as: bank identifier UTIB (Axis Bank) and branch code 003783, which uniquely identifies this CHAMPHAI location. This branch reports MICR 796211502 (used for cheque clearing), BSR 003783 (required for TDS and income tax filings), SWIFT UTIBINBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is AXIS BANK LTD CHAMPHAI BRANCH, GROUND & FIRST FLOOR, D.C OFFICE ROAD, PO & PS.CHAMPHAI, DIST.CHAMPHAI, NEAR YMA RUN, VENGTHLANG, DAWRVENG, PIN.796321 in CHAMPHAI district, CHAMPHAI, MIZORAM (PIN: 796321). For branch-specific queries, call +913831234990. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Axis Bank CHAMPHAI branch in CHAMPHAI.

What is the IFSC code of Axis Bank CHAMPHAI branch?
The IFSC code of Axis Bank CHAMPHAI branch in CHAMPHAI, MIZORAM is UTIB0003783. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Axis Bank CHAMPHAI located and how can I contact them?
The branch is physically located at: AXIS BANK LTD CHAMPHAI BRANCH, GROUND & FIRST FLOOR, D.C OFFICE ROAD, PO & PS.CHAMPHAI, DIST.CHAMPHAI, NEAR YMA RUN, VENGTHLANG, DAWRVENG, PIN.796321, CHAMPHAI, MIZORAM - 796321. You can reach the branch customer desk directly at +913831234990 for operational or account assistance.
What is the MICR code of Axis Bank CHAMPHAI and how is it used?
The MICR code of Axis Bank CHAMPHAI is 796211502. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Axis Bank CHAMPHAI?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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