Axis Bank LAJPAT RAI ROAD JAGRAON MICR Code & Branch Details - 142211057 Skip to Main Content
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Axis Bank
LAJPAT RAI ROAD JAGRAON Branch
RBI Sourced

Official branch credentials for Axis Bank located in JAGRAON, PUNJAB.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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UTIB0004083
Institutional Data Node

Banking Data Matrix

MICR Code
142211057
Used for cheque clearing at RBI
BSR Code
4088281
Required for TDS & IT return filings
Branch Code
004083
Unique to LAJPAT RAI ROAD JAGRAON in JAGRAON
Swift Code (Intl)
UTIBINBB
For international wire transfers
Node Status
Verified
Bank Identifier
UTIB
Identifies Axis Bank across India
Branch Contact
+9191
Call for branch-specific banking queries
PIN Code
142026
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GROUND FLOOR MUNICIPAL NO 449 1 JAGRAON 142026"

📍 District: JAGRAON 📮 PIN: 142026
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UTIB0004083

Follow these step-by-step instructions to use the IFSC code UTIB0004083 for sending money to Axis Bank LAJPAT RAI ROAD JAGRAON branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Axis Bank
  4. Enter IFSC Code: UTIB0004083
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UTIB0004083
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UTIB0004083
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UTIB0004083
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Axis Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank

About Axis Bank LAJPAT RAI ROAD JAGRAON

Axis Bank LAJPAT RAI ROAD JAGRAON is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UTIB0004083 is decoded as: bank identifier UTIB (Axis Bank) and branch code 004083, which uniquely identifies this LAJPAT RAI ROAD JAGRAON location. This branch reports MICR 142211057 (used for cheque clearing), BSR 4088281 (required for TDS and income tax filings), SWIFT UTIBINBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GROUND FLOOR MUNICIPAL NO 449 1 JAGRAON 142026 in JAGRAON district, JAGRAON, PUNJAB (PIN: 142026). For branch-specific queries, call +9191. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Axis Bank LAJPAT RAI ROAD JAGRAON branch in JAGRAON.

What is the IFSC code of Axis Bank LAJPAT RAI ROAD JAGRAON branch?
The IFSC code of Axis Bank LAJPAT RAI ROAD JAGRAON in JAGRAON, PUNJAB is UTIB0004083. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as UTIB (the bank identifier), a reserved '0', and 004083 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Axis Bank LAJPAT RAI ROAD JAGRAON branch located?
The branch is located at GROUND FLOOR MUNICIPAL NO 449 1 JAGRAON 142026 in JAGRAON district, JAGRAON, PUNJAB (PIN 142026). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Axis Bank LAJPAT RAI ROAD JAGRAON?
You can reach the Axis Bank LAJPAT RAI ROAD JAGRAON branch directly at +9191 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Axis Bank LAJPAT RAI ROAD JAGRAON?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC UTIB0004083 when adding this branch as a beneficiary.
What is the MICR code of Axis Bank LAJPAT RAI ROAD JAGRAON?
The MICR code of Axis Bank LAJPAT RAI ROAD JAGRAON is 142211057. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Axis Bank LAJPAT RAI ROAD JAGRAON and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 4088281. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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