Axis Bank DERABABANANAK MICR Code & Branch Details - 143211152 Skip to Main Content
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Axis Bank
DERABABANANAK Branch
RBI Sourced

Official branch credentials for Axis Bank located in GURDASPUR, PUNJAB.

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Nikky Dhale
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Financial Strategist & Banking Analyst
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UTIB0001391
Institutional Data Node

Banking Data Matrix

MICR Code
143211152
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
001391
Unique to DERABABANANAK in GURDASPUR
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
UTIB
Identifies Axis Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GROUND FLOOR, VILLAGE. PHAKHOKE,DERA BABA NANAK, DIST. GURDASPUR,PUNJAB , PIN 143604"

📍 District: DERABABA NANAK
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UTIB0001391

Follow these step-by-step instructions to use the IFSC code UTIB0001391 for sending money to Axis Bank DERABABANANAK branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Axis Bank
  4. Enter IFSC Code: UTIB0001391
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UTIB0001391
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UTIB0001391
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UTIB0001391
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Axis Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank

About Axis Bank DERABABANANAK

Axis Bank DERABABANANAK is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UTIB0001391 is decoded as: bank identifier UTIB (Axis Bank) and branch code 001391, which uniquely identifies this DERABABANANAK location. This branch reports MICR 143211152 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GROUND FLOOR, VILLAGE. PHAKHOKE,DERA BABA NANAK, DIST. GURDASPUR,PUNJAB , PIN 143604 in DERABABA NANAK district, GURDASPUR, PUNJAB. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Axis Bank DERABABANANAK branch in GURDASPUR.

What is the IFSC code of Axis Bank DERABABANANAK branch?
The IFSC code of Axis Bank DERABABANANAK branch in GURDASPUR, PUNJAB is UTIB0001391. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Axis Bank DERABABANANAK located and how can I contact them?
The branch is physically located at: GROUND FLOOR, VILLAGE. PHAKHOKE,DERA BABA NANAK, DIST. GURDASPUR,PUNJAB , PIN 143604, GURDASPUR, PUNJAB. For account operations or local queries, customers are advised to visit the branch desk during business hours or call the central bank support.
What is the MICR code of Axis Bank DERABABANANAK and how is it used?
The MICR code of Axis Bank DERABABANANAK is 143211152. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Axis Bank DERABABANANAK?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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