Esaf Small Finance Bank BHATAPARA MICR Code & Branch Details - 493760201 Skip to Main Content
Login
Esaf Small Finance Bank logo ESA

Esaf Small Finance Bank
BHATAPARA Branch
RBI Sourced

Official branch credentials for Esaf Small Finance Bank located in BALODA BAZAR, CHHATTISGARH.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
ESMF0001531
Institutional Data Node

Banking Data Matrix

MICR Code
493760201
Used for cheque clearing at RBI
BSR Code
0001531
Required for TDS & IT return filings
Branch Code
001531
Unique to BHATAPARA in BALODA BAZAR
Swift Code (Intl)
ESFBINBBHAT
For international wire transfers
Node Status
Verified
Bank Identifier
ESMF
Identifies Esaf Small Finance Bank across India
Branch Contact
+917593813398
Call for branch-specific banking queries
PIN Code
493118
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"STATION ROAD,BALODA BAZAR DISTRICT,BHATAPARA,CHHATTISGARH,493118"

📍 District: BHATAPARA 📮 PIN: 493118
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code ESMF0001531

Follow these step-by-step instructions to use the IFSC code ESMF0001531 for sending money to Esaf Small Finance Bank BHATAPARA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Esaf Small Finance Bank
  4. Enter IFSC Code: ESMF0001531
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: ESMF0001531
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: ESMF0001531
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC ESMF0001531
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Esaf Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Esaf Small Finance Bank

About Esaf Small Finance Bank BHATAPARA

Esaf Small Finance Bank BHATAPARA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code ESMF0001531 is decoded as: bank identifier ESMF (Esaf Small Finance Bank) and branch code 001531, which uniquely identifies this BHATAPARA location. This branch reports MICR 493760201 (used for cheque clearing), BSR 0001531 (required for TDS and income tax filings), SWIFT ESFBINBBHAT (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is STATION ROAD,BALODA BAZAR DISTRICT,BHATAPARA,CHHATTISGARH,493118 in BHATAPARA district, BALODA BAZAR, CHHATTISGARH (PIN: 493118). For branch-specific queries, call +917593813398. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Esaf Small Finance Bank BHATAPARA branch in BALODA BAZAR.

What is the IFSC code of Esaf Small Finance Bank Bhatapara branch?
The verified IFSC code of the Esaf Small Finance Bank BHATAPARA branch in BALODA BAZAR, CHHATTISGARH is ESMF0001531. You need this 11-digit alphanumeric code to add the branch as a beneficiary for online transfers like NEFT, RTGS, IMPS, and UPI payments. The code consists of: 'ESMF' (bank identifier), '0' (control digit), and '001531' (specific branch code).
What is the contact number of Esaf Small Finance Bank Bhatapara?
You can contact the Esaf Small Finance Bank BHATAPARA branch directly at +917593813398. Alternatively, you can reach out to the bank's national customer care or toll-free support helpline for general inquiries, card blocking, and mobile banking queries.
Where is the Esaf Small Finance Bank Bhatapara branch located?
The exact physical address of Esaf Small Finance Bank BHATAPARA is: STATION ROAD,BALODA BAZAR DISTRICT,BHATAPARA,CHHATTISGARH,493118, BALODA BAZAR, CHHATTISGARH - 493118. You can visit this branch in person for banking services like cash deposits, locker access, cheque book collection, or loan inquiries.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Esaf Small Finance Bank customers in CHHATTISGARH.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with Esaf Small Finance Bank.