Federal Bank BAJAJ FINSERV DIRECT LTD MICR Code & Branch Details - 682049999 Skip to Main Content
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Federal Bank
BAJAJ FINSERV DIRECT LTD Branch
RBI Sourced

Official branch credentials for Federal Bank located in ERNAKULAM, KERALA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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FDRL0007502
Institutional Data Node

Banking Data Matrix

MICR Code
682049999
Used for cheque clearing at RBI
BSR Code
3725321
Required for TDS & IT return filings
Branch Code
007502
Unique to BAJAJ FINSERV DIRECT LTD in ERNAKULAM
Swift Code (Intl)
FDRLINBB
For international wire transfers
Node Status
Verified
Bank Identifier
FDRL
Identifies Federal Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
682039
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503"

📍 District: KALAMASSERY 📮 PIN: 682039
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code FDRL0007502

Follow these step-by-step instructions to use the IFSC code FDRL0007502 for sending money to Federal Bank BAJAJ FINSERV DIRECT LTD branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Federal Bank
  4. Enter IFSC Code: FDRL0007502
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: FDRL0007502
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: FDRL0007502
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC FDRL0007502
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Federal Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Federal Bank

About Federal Bank BAJAJ FINSERV DIRECT LTD

Federal Bank BAJAJ FINSERV DIRECT LTD is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code FDRL0007502 is decoded as: bank identifier FDRL (Federal Bank) and branch code 007502, which uniquely identifies this BAJAJ FINSERV DIRECT LTD location. This branch reports MICR 682049999 (used for cheque clearing), BSR 3725321 (required for TDS and income tax filings), SWIFT FDRLINBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503 in KALAMASSERY district, ERNAKULAM, KERALA (PIN: 682039). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Federal Bank BAJAJ FINSERV DIRECT LTD branch in ERNAKULAM.

What is the IFSC code of Federal Bank BAJAJ FINSERV DIRECT LTD branch?
The IFSC code of Federal Bank BAJAJ FINSERV DIRECT LTD in ERNAKULAM, KERALA is FDRL0007502. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as FDRL (the bank identifier), a reserved '0', and 007502 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Federal Bank BAJAJ FINSERV DIRECT LTD branch located?
The branch is located at FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503 in KALAMASSERY district, ERNAKULAM, KERALA (PIN 682039). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
Which fund-transfer methods are supported at Federal Bank BAJAJ FINSERV DIRECT LTD?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC FDRL0007502 when adding this branch as a beneficiary.
What is the MICR code of Federal Bank BAJAJ FINSERV DIRECT LTD?
The MICR code of Federal Bank BAJAJ FINSERV DIRECT LTD is 682049999. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Federal Bank BAJAJ FINSERV DIRECT LTD and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 3725321. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Does Federal Bank BAJAJ FINSERV DIRECT LTD have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is FDRLINBB. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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