Punjab National Bank EME CENTRE, BAIRAGARH Branch IFSC Code, Address & Phone - BAIRAGARH, BHOPAL, MADHYA PRADESH | IFSCTeam Skip to Main Content
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Punjab National Bank
EME CENTRE, BAIRAGARH Branch
RBI Sourced

Official branch credentials for Punjab National Bank located in BAIRAGARH, BHOPAL, MADHYA PRADESH.

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Nikky Dhale
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PUNB0630900
Institutional Data Node

Banking Data Matrix

MICR Code
462024016
Used for cheque clearing at RBI
BSR Code
0308141
Required for TDS & IT return filings
Branch Code
630900
Unique to EME CENTRE, BAIRAGARH in BAIRAGARH, BHOPAL
Swift Code (Intl)
PUNBINBBMEB
For international wire transfers
Node Status
Verified
Bank Identifier
PUNB
Identifies Punjab National Bank across India
Branch Contact
Not Available
Call for branch-specific banking queries
PIN Code
462030
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"3,EME CENTRE, BHOPAL"

📍 District: BHOPAL 📮 PIN: 462030
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PUNB0630900

Follow these step-by-step instructions to use the IFSC code PUNB0630900 for sending money to Punjab National Bank EME CENTRE, BAIRAGARH branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab National Bank
  4. Enter IFSC Code: PUNB0630900
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PUNB0630900
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PUNB0630900
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PUNB0630900
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab National Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab National Bank

About Punjab National Bank EME CENTRE, BAIRAGARH

Punjab National Bank EME CENTRE, BAIRAGARH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PUNB0630900 is decoded as: bank identifier PUNB (Punjab National Bank) and branch code 630900, which uniquely identifies this EME CENTRE, BAIRAGARH location. This branch reports MICR 462024016 (used for cheque clearing), BSR 0308141 (required for TDS and income tax filings), SWIFT PUNBINBBMEB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 3,EME CENTRE, BHOPAL in BHOPAL district, BAIRAGARH, BHOPAL, MADHYA PRADESH (PIN: 462030). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab National Bank EME CENTRE, BAIRAGARH branch in BAIRAGARH, BHOPAL.

What is the IFSC code of Punjab National Bank EME CENTRE, BAIRAGARH branch?
The IFSC code of Punjab National Bank EME CENTRE, BAIRAGARH in BAIRAGARH, BHOPAL, MADHYA PRADESH is PUNB0630900. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as PUNB (the bank identifier), a reserved '0', and 630900 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Punjab National Bank EME CENTRE, BAIRAGARH branch located?
The branch is located at 3,EME CENTRE, BHOPAL in BHOPAL district, BAIRAGARH, BHOPAL, MADHYA PRADESH (PIN 462030). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
Which fund-transfer methods are supported at Punjab National Bank EME CENTRE, BAIRAGARH?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC PUNB0630900 when adding this branch as a beneficiary.
What is the MICR code of Punjab National Bank EME CENTRE, BAIRAGARH?
The MICR code of Punjab National Bank EME CENTRE, BAIRAGARH is 462024016. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Punjab National Bank EME CENTRE, BAIRAGARH and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 0308141. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Does Punjab National Bank EME CENTRE, BAIRAGARH have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is PUNBINBBMEB. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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