Punjab & Sind Bank GANGA Branch IFSC Code, Address & Phone - BATHINDA, PUNJAB | IFSCTeam Skip to Main Content
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Punjab & Sind Bank
GANGA Branch
RBI Sourced

Official branch credentials for Punjab & Sind Bank located in BATHINDA, PUNJAB.

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Nikky Dhale
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Financial Strategist & Banking Analyst
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PSIB0021177
Institutional Data Node

Banking Data Matrix

MICR Code
151023653
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
021177
Unique to GANGA in BATHINDA
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
PSIB
Identifies Punjab & Sind Bank across India
Branch Contact
+911642765045
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"VPO GANGA THE BATHINDA DISTT BATHINDA PUNJAB 151201"

📍 District: BATHINDA
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PSIB0021177

Follow these step-by-step instructions to use the IFSC code PSIB0021177 for sending money to Punjab & Sind Bank GANGA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab & Sind Bank
  4. Enter IFSC Code: PSIB0021177
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PSIB0021177
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PSIB0021177
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PSIB0021177
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab & Sind Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab & Sind Bank

About Punjab & Sind Bank GANGA

Punjab & Sind Bank GANGA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PSIB0021177 is decoded as: bank identifier PSIB (Punjab & Sind Bank) and branch code 021177, which uniquely identifies this GANGA location. This branch reports MICR 151023653 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is VPO GANGA THE BATHINDA DISTT BATHINDA PUNJAB 151201 in BATHINDA district, BATHINDA, PUNJAB. For branch-specific queries, call +911642765045. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab & Sind Bank GANGA branch in BATHINDA.

What is the IFSC code of Punjab & Sind Bank GANGA branch?
The IFSC code of Punjab & Sind Bank GANGA branch in BATHINDA, PUNJAB is PSIB0021177. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Punjab & Sind Bank GANGA located and how can I contact them?
The branch is physically located at: VPO GANGA THE BATHINDA DISTT BATHINDA PUNJAB 151201, BATHINDA, PUNJAB. You can reach the branch customer desk directly at +911642765045 for operational or account assistance.
What is the MICR code of Punjab & Sind Bank GANGA and how is it used?
The MICR code of Punjab & Sind Bank GANGA is 151023653. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Punjab & Sind Bank GANGA?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab & Sind Bank customers in PUNJAB.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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