Punjab & Sind Bank PHILLAUR JALANDHAR Branch IFSC Code, Address & Phone - JALANDHAR, PUNJAB | IFSCTeam Skip to Main Content
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Punjab & Sind Bank
PHILLAUR JALANDHAR Branch
RBI Sourced

Official branch credentials for Punjab & Sind Bank located in JALANDHAR, PUNJAB.

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Nikky Dhale
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PSIB0000394
Institutional Data Node

Banking Data Matrix

MICR Code
144023502
Used for cheque clearing at RBI
BSR Code
209028
Required for TDS & IT return filings
Branch Code
000394
Unique to PHILLAUR JALANDHAR in JALANDHAR
Swift Code (Intl)
PSIBINBBJAL
For international wire transfers
Node Status
Verified
Bank Identifier
PSIB
Identifies Punjab & Sind Bank across India
Branch Contact
+911826222129
Call for branch-specific banking queries
PIN Code
144410
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"NEAR COURT PHILLAUR DISTT JALANDHAR PUNJAB 144410"

📍 District: PHILLAUR 📮 PIN: 144410
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PSIB0000394

Follow these step-by-step instructions to use the IFSC code PSIB0000394 for sending money to Punjab & Sind Bank PHILLAUR JALANDHAR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab & Sind Bank
  4. Enter IFSC Code: PSIB0000394
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PSIB0000394
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PSIB0000394
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PSIB0000394
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab & Sind Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab & Sind Bank

About Punjab & Sind Bank PHILLAUR JALANDHAR

Punjab & Sind Bank PHILLAUR JALANDHAR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PSIB0000394 is decoded as: bank identifier PSIB (Punjab & Sind Bank) and branch code 000394, which uniquely identifies this PHILLAUR JALANDHAR location. This branch reports MICR 144023502 (used for cheque clearing), BSR 209028 (required for TDS and income tax filings), SWIFT PSIBINBBJAL (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is NEAR COURT PHILLAUR DISTT JALANDHAR PUNJAB 144410 in PHILLAUR district, JALANDHAR, PUNJAB (PIN: 144410). For branch-specific queries, call +911826222129. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab & Sind Bank PHILLAUR JALANDHAR branch in JALANDHAR.

What is the IFSC code of Punjab & Sind Bank PHILLAUR JALANDHAR branch?
The IFSC code of Punjab & Sind Bank PHILLAUR JALANDHAR in JALANDHAR, PUNJAB is PSIB0000394. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as PSIB (the bank identifier), a reserved '0', and 000394 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Punjab & Sind Bank PHILLAUR JALANDHAR branch located?
The branch is located at NEAR COURT PHILLAUR DISTT JALANDHAR PUNJAB 144410 in PHILLAUR district, JALANDHAR, PUNJAB (PIN 144410). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Punjab & Sind Bank PHILLAUR JALANDHAR?
You can reach the Punjab & Sind Bank PHILLAUR JALANDHAR branch directly at +911826222129 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Punjab & Sind Bank PHILLAUR JALANDHAR?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC PSIB0000394 when adding this branch as a beneficiary.
What is the MICR code of Punjab & Sind Bank PHILLAUR JALANDHAR?
The MICR code of Punjab & Sind Bank PHILLAUR JALANDHAR is 144023502. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Punjab & Sind Bank PHILLAUR JALANDHAR and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 209028. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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