Punjab & Sind Bank
MIRIK Branch
RBI Sourced
Official branch credentials for Punjab & Sind Bank located in DARJILING, WEST BENGAL.
Banking Data Matrix
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Supported Payment Networks
Typical Banking Hours (India)
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"MIRIK BAZAR, HOTEL BASASTHAN, PO MIRIK, DISTT. DARJEELING, WEST BENGAL-734214"
How to Use IFSC Code PSIB0021516
Follow these step-by-step instructions to use the IFSC code PSIB0021516 for sending money to Punjab & Sind Bank MIRIK branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Punjab & Sind Bank
- Enter IFSC Code: PSIB0021516
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: PSIB0021516
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: PSIB0021516
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Punjab & Sind Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Punjab & Sind Bank
About Punjab & Sind Bank MIRIK
Punjab & Sind Bank MIRIK is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code PSIB0021516 is decoded as: bank identifier PSIB (Punjab & Sind Bank) and branch code 021516, which uniquely identifies this MIRIK location. This branch reports MICR 734023501 (used for cheque clearing), BSR 2114516 (required for TDS and income tax filings), SWIFT PSIBINBBMIR (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is MIRIK BAZAR, HOTEL BASASTHAN, PO MIRIK, DISTT. DARJEELING, WEST BENGAL-734214 in MIRIK district, DARJILING, WEST BENGAL (PIN: 734214). For branch-specific queries, call +919434811533. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Punjab & Sind Bank MIRIK branch in DARJILING.
What is the IFSC code of Punjab & Sind Bank MIRIK branch?
Where is Punjab & Sind Bank MIRIK located and how can I contact them?
What is the MICR code of Punjab & Sind Bank MIRIK and how is it used?
What are the working hours and holiday schedule for Punjab & Sind Bank MIRIK?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab & Sind Bank customers in WEST BENGAL.